Prep the Launch Pad

It allows you to see what you spent the previous day and can reveal any unauthorized charges.

Make sure the dishes are done every night before you go to sleep and make your bed in the morning. This promotes relaxation and sets a positive tone for the day.

Get into the habit of preparing for the next day. Lay your clothes out the night before to save you from wondering what to wear in the morning.

Create good habits by keeping to a routine. It helps to automate tasks, where possible.

Leave your keys, cell phone and other accessories you carry in the same place when you get home. Have a designated area to ensure that you do not wonder where you put these items.

Make a new to-do list every day based on the previous day's list. Cross off what you've completed. 

Write down items for your shopping list, errands, to-do's, and random thoughts. 

You never know when you'll need to quickly write something down.

• File away the receipts you need to keep and tear up the rest. 
• Sort through your rewards cards and place the ones you use most in front.