If you normally buy takeaway coffee, buy a flask and make your own coffee instead.
Also, if you go out for drinks often, try cutting back or going alcohol-free for a month to see how much you save.
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Cycle or walk to work to save money and get fitter. If you’re on the lazy side, invest in an electric bike to help you up those hills in the morning.
Also, if you normally drive to work alone, see if there isn’t someone who lives near you so you can carpool and save on gas.
You can make your own cleaning products; for example, vinegar and baking soda work wonders for cleaning your drains; spray lemon juice on surfaces to get rid of stains and streaky grease marks, and use vinegar to scrub up wooden flooring.
You can also buy a dry cleaning kit and a ...
Many things you are using your smartphone for are time fillers. You can read emails at home or at work. You need to plan for banking and google maps, most things you can live without.
Go back to basics and buy yourself a simple phone. Try it for one month and see how you go.
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