#2. Accept responsibility for the problem.

When you sit down and acknowledge your problems, especially without blaming others, you may recognize some patterns in your behavior that lead to challenges. Identifying any patterns that lead to problems may help you more effectively deal with them.

• List anything that causes you problems...

Following are the ways to approach towards the problems to get them solved

• For example, depending on how much your mortgage costs and how far behind you are in payments, you may not be able to pay the entire amount back in two or three months. Remember that you have to eat and pay other bills. Consider speaking to your lender, partner, or financial planner about strat...

Part of dealing with any problem is setting a goal to overcome it. Set goals to deal with your problems that you can attain. Use the SMART method to set goals towards solving your problems. SMART means: specific, measurable, attainable, realistic, timely.

• For example, maybe you want to h...

However, you might also want to try and stop the water by closing the valve on the tank and then calling your plumber or plunging the toilet.

• Consider other perspectives if the problem involves another person or other people.

If you find yourself dealing with a problem and you are not sure what or who caused it, take a moment to think before you react. It’s easy to blame someone else for problems, especially when you feel challenged or overwhelmed, but blaming others is counterproductive and may even cause further iss...

Many problems require an immediate or fast solution. By staying calm and giving yourself as much time as you have, you can find a quick solution to your problem.

• Remember to take a deep breath before you start reacting.

• Evaluate or assess the situation and any information about it...

• Say a positive affirmation to yourself. For example, “I know I have a problem with my grades overall, but I am really good at chemistry class. I can apply my skills from that class to my other ones.”

• Surround yourself with individuals who also have faith in your abilities and bolster yo...

Keeping the expectations for outcomes to problems within reason can help you more effectively deal with them. Tying yourself to an unrealistic solution may set you up for additional problems and stress.

•Check if your expectations are realistic by looking at the goals you’ve set to solve t...

∆ External factors. If someone hits your car while it is parked in a parking lot, then this would be an example of a problem caused by external factors. You did not cause the accident and there was nothing you could have done to prevent it.

∆ Internal fac...

Give yourself as much time as you think you have to break down the problem and react with a solution.

• For example, if you realize your insurance has expired and you didn’t get a renewal notice, call your insurance company and ask about the options to get coverage as soon as possible.

∆ Mixture. If your group gets a poor grade on a group presentation, then chances are that there are things that all of you could have done better, not just one person. Try to identify your role in the situation and take responsibility for it.

Being negative and dwelling on your problems isn’t constructive. Have faith in yourself and your ability to deal with your problems in a constructive way, which can help you more effectively deal with them. Use your past victories to help inspire and bolster your strength in times of trouble.

It is common to overreact when you face a problem, but this can cause you to make bad decisions. Before you begin tackling your problems, get in control of your emotions, which may help you stay calm and more effectively deal with whatever you’re facing.

• Take a few deep breaths and repeat...