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Frugality

Frugality

Frugality means resisting the temptation to spend more than you earn.

789

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Discipline

Self-made millionaires choose moderation over extremes. They often buy used cars, don't live in the most expensive houses and don't try to time the investment market.

686

3.88K reads

Hard Work

A defining characteristic of many millionaires are their willingness to work hard and stick it out in high-paying careers until they are financially independent.

636

2.59K reads

Time Management

Self-made millionaires create a personal vision, set goals and actively pursue those goals. They allocate their time, energy and resources effectively.

Even if they hire an outside financial adviser, they still monitor the budget to ensure the investment portfolio matches the level o...

714

4.49K reads

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"Many people are in the dark when it comes to money, and I'm going to turn on the lights. " ~ Suze Orman

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Saving Through Frugality

Frugality cannot be the sole cornerstone of our personal finance strategy.

Because we can’t save more than what we earn and saving by itself leads to losses, due to inflation devaluing your money.

Frugality buys time

The relationship between time and money is this: When you spend less, you can work less. That means that frugality buys time. On a deeper level, frugality buys freedom - financial freedom, freedom from worry, freedom to spend your time as you wish.

There's a balance, and i...

SELF DISCIPLINE is also SELF LOVE.

SELF DISCIPLINE is also SELF LOVE.

Self Discipline is when we live our life in strict measures that doing things that are tough yet beneficial in the journey of self development.

Some will say it is the means of living your life in the hard way, resisting temptation and instant gratification.

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