Constant Review

It means believing in your ability to perform a task and achieve goals. There are 3 ways to build self-efficacy:

• Ensure early success. When first starting out, choose activities you're certain you can do successfully.
• Watch others succeed in the activity you want to try.  This is particularly effective if the person you're observing is similar to you (friends, neighbors, co-workers).
• Find a supportive voice. Personal trainers and coaches are skilled in giving appropriate encouragement, as are good friends (usually).

A fundamentally independent thinker understands that nothing makes a person upset, angry, or depressed; rather, what a person thinks about the world determines how they feel. 

We decide to suddenly start to follow our new daily routine, incorrectly assuming that suddenly we have changed, and are now a completely different and new person.

It is unrealistic to suddenly change from today to tomorrow; it's better to change in a gradual manner.

Most of the books dealing with goal-setting talk about S.M.A.R.T. goal framework - goals that are: Specific, Measurable, Attainable, Relevant, Time-bound.

While this is a good start, being time-bound in our new self-commitments has its drawbacks.

We concentrate on the people who end up winning 🥇 —the survivors—and mistakenly assume that ambitious goals led to their success while overlooking all of the people who had the same objective but didn’t succeed.

The implicit assumption behind any goal is this: “Once I reach my goal, then I’ll be happy.” The problem with a goals-first mentality is that you’re continually putting happiness off until the next milestone.

• Your goals are like the rudder on a small rowboat. They set the direction and determine where you go. 
• If you commit to one goal, then the rudder stays put and you continue moving forward. 
• If you flip-flop between goals, then the rudder moves all around and it is easy to find yourself rowing in circles.
• If the rudder is your goal, then the oars are your process for achieving it. While the rudder determines your direction, it is the oars that determine your progress.

Example: If you’re a writer, your goal is to write a book. Your system is the writing schedule that you follow each week.

1. Ruthlessly Eliminate Your Goals. Consistently prune and trim down your goals. If you can muster the courage to prune away a few of your goals, then you create the space you need for the remaining goals to fully blossom.
2. Stack Your Goals. Make a specific plan for when, where and how you will perform this."Networking: After I return from my lunch break, I will send one email to someone I want to meet."
3. Set an Upper Bound. Don't focus on the minimum threshold. Instead of saying,  “I want to make at least 10 sales calls today.” rather say, “I want to make at least 10 sales calls today, but not more than 20.”

Behavior modification teaches us that we repeat behaviors that make us feel good. What’s your payoff for not changing? 

Until the goal becomes larger than the payoff, you’re always going to choose feeling good over feeling uncomfortable.

Start with one behavior at a time.

Instead of concentrating on losing 20 pounds in 20 days, for example, make a goal to simply begin by eating five fruits and vegetables a day.  

Motivation is often the result of action, not the cause of it. Getting started, even in very small ways, is a form of active inspiration that naturally produces momentum.

Newton’s First Law applied to habit formation: Objects in motion tend to stay in motion. 

Once a task has begun, it is easier to continue moving it forward. In other words, it is often easier to finish a task than it was to start it in the first place.

This becomes a problem when you’re spending for a life you can’t afford. It puts pressure on your budget and encourages you to live in a paycheck to paycheck cycle.

Assess your financial situation, cut back on your expenses, prioritize your money goals, and then come up with a new spending plan.

It’s hard to stick to a budget that doesn’t have a goal.

When there isn’t one, your budget becomes an afterthought rather than a spending plan to reach your financial goals.

1. Harness the dopamine effect: identify the desired outcome. Mentally walking yourself through the process of success and the joys and benefits it brings can teach your brain to be motivated by something other than dread.
2. Start with baby-steps: identify the “tiny habits”  behaviors — we should start with small actions that we can celebrate.
3. Use triggers: these new habits follow other routines that are already ingrained into your daily life(triggers), so every time you complete this already existing behavior, there will be a trigger, or an automatic reminder, in your brain to do the new one.
4. Let it snowball.