The Four Categories
- General: These are your regular household expenditures like housing, food, transportation, medical care, internet, and phone connections, animal care, and childcare.
- Leisure: These are things like Netflix, shopping, online shopping, parties, gifts, etc. Think of these as the things you enjoy, but don't necessarily need.
- Culture: Capture those things that enrich your life here. Maybe it's a subscription to a newspaper or magazine, perhaps it's your regular haircut or nail appointment.
- Unexpected Costs: This is the stuff that comes up unexpectedly that we all need to pay for.
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