There are significant downsides to the high costs in investing. An actively managed fund will probably result in significantly less profit/income for the investor as compared to a low cost index fund that passively mimics the performance of an index. Examples of indexes are S&P 500 index, the Russell 2000 Index, or the Wilshire 5000 total market index.
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Index investing and protecting yourself. Passive Investing verses Actively Managed Investing.
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