10.
“Budget and be financially responsible." – @QuailandDoves
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17 Life Lessons That Are Learned The Hard Way
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As a freelancer, you are solely responsible for your retirement.
Ensure to budget for yourself in this regard. Opening up an IRA or Roth IRA seems to be the obvious step.
Include (based from the CMO survey):
“A person can be highly educated, professionally successful, and financially illiterate.”
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