If you’ve still got debt in your life, you’ll be better off using those funds to pay off your student loans or the balance on your credit card instead of stashing that money away.

• Paying off the little debts can give you confidence to tackle larger ones. It’s recommended to focus on debts with the higher interest rates, but sometimes a moral boost is worth it.
• Don’t cosign loans. If the borrower misses a payment, your credit score plunges and the...

This could be trying out that new job that excites you, though feels like a risk.

It could be asking out that person who has captured your interest, but who you are intimidated to talk to.

For many of these, though certainly not all, you’ll regret not having taken the chance, ...