“The greatest threat to freedom is the absence of criticism.”

• Threat – the source of the risk event that causes uncertainty.
• Risk exposures – the amount that theoretically is at risk if the threat becomes a reality.
• Risk – the collection of threats/causes and exposures that are treated ...

1. Comfort zone
2. Fear zone
3. Learning zone
4. Growth zone

Fear is a necessary step to the learning and growth zones. It takes courage to step from the comfort zone into the fear zone and can be anxiety-provoking. But persevere long...