Stress while managing your money

Everybody has been, at some point in their life, stressed over money. Fortunately, there are tips which one can find extremely useful in periods difficult to manage. 

For instance, whenever you read bad news about the state of the economy, you might want to consider taking a moment to think well about your next move instead of making a decision with possible negative future effects, due to the context.

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When facing money issues, you might find that a good solution is making a plan. 

This implies identifying your financial stressors as well as establishing ways to decrease your expenses.

Whenever you find yourself in difficulties related to how to handle the stress that managing your money brings, try to not give in to addiction, but rather seek professional support or, even better, think outside the box and find new ways to turn the issues into opportunities in order to make necessary changes.

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Keep it simple

"I imagine that I'm going to present to my grandmother, who had a fifth-grade education." Barry Schwartz, PhD

Remember that there also used to be a time when you didn't know the information you are delivering.

Give a talk that makes people feel like they're smart and like they want to learn more about the topic.

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Game of Thrones: pay your debts

As expected, the amazing GOT provided us with at least one valuable lesson: paying your debts is essential in order to live a prosperous life. One way to do so is by using the so-called 'balance transfer cards' such as Chase Freedom Card or Discover It Balance Transfer, which do not even request an annual fee.

When you should use credit

When you use credit cards responsibly, they can give you a lot of power. The best circumstances to use a credit card is:

  • When you're traveling, you'll get better rates for foreign exchange fees when you're traveling abroad. Travel rewards cards will also offer travel insurance.
  • When you need security, credit cards have no liability for fraudulent charges and you can cancel or freeze your card instantly.
  • When you want rewards. Most credit cards now will give you rewards for using them.
  • When you’re making charges for work because you don't have to front the money. You can get reimbursed before the bill is due.

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