Over time, I've learned that embracing a thriftier lifestyle and learning more about financial literacy benefits not just me but my greater community. In simpler living, I've been able to reduce clutter and be more environmentally friendly and less wasteful. Shopping thrift stores and consignment, for example, allows me to reuse and enjoy clothing while decreasing my carbon footprint and landfill waste, and supporting local businesses and deserving charities such as Goodwill and the Salvation Army.