The 4% Rule - Deepstash

The 4% Rule

Lesson 3: The 4% Rule states that, we can retire when our annual spending is equal to 4% of our total savings. To retire, we should have at least 25 times of our annual spendings as our total saving….

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The four percent rule

The four percent rule states that you could withdraw four percent of your principal balance every year and live on this indefinitely. That means you need to save 25 times your annual expenses to become financially independent.

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How much you should save every month

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The popular 50/30/20 rule states that you should reserve 50 percent of your budget for essentials like rent and food, 30 percent for discretionary spending, and 20 percent for savings.

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The 50-20-30 rule

The 50-20-30 rule

It is a budget rule to help people reach their financial goals. It states that:

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