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Incorporate unplanned entertainment in your budget

Financial professionals will advise you to cut out expensive nights out. In truth, you will have night's out, even when you're dirt poor.

To incorporate unplanned entertainment, set aside an amount each month. Be realistic. You can open another savings account for fun spending or you can use cash only.

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MORE IDEAS FROM THE SAME ARTICLE

The bulk of your budget is made up of necessities like rent, phone and internet bills, insurance, etc. If you can lower your monthly expenses, you can save a lot for unplanned events.

There are a couple of paths you can take to pay off your high-interest debt when you're on a tight budget.

There are many great budgeting apps. However, apps can be frustrating and boring to use, or we may just get lazy.

  • Emergency funds are essential, even if you put a bare minimum towards it.
  • Birthdays, Christmas, or car registration are expenses you should be able to plan for. Set aside some money towards it every week, and by the end of 12 months, you'll have a...

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