A consumer spends money and follows trends while an investor puts capital to work and takes advantage of trends.

Chronic consumers often go broke, and persistent investors often get rich.

Investors put their money to work. They know that the money they set aside today sets them up for financial freedom.

• An investor puts any excess money towards investments that will earn more capital.
• They value learning new skills and think of ways to use it...

Opportunity cost is the loss of potential gain from other choices when one alternative is chosen.

Every time you decide to buy something, you choose to lose out on investing that money. If you buy a brand new car you don't need for $30,000, you're missing out ...

Investing in yourself is one of the best investments you can make. Marketable skills make you valuable.

Listen to content about investing, side hustles, and entrepreneurship that will inspire you. Keep a notebook and write down information that stands out to you.

Individuals who have bad habits ingrained in them will take more effort and self-discipline to make the change. Know that you are able to make a switch. It's okay to take baby steps and work your way to becoming an investor.

• Invest in yourself.
• Star...

• You feel the need to reward yourself after a hard day of work by buying new clothes/accessories or eating out.
• Lifestyle creep controls your expenses. When your income increases, you buy a new car or a more expensive house.
• You reserve your credit card for unexpec...