Each of us has an ideal list of things we would want to do or ourselves, right from the moment we get up. It can be reading for pleasure, enjoying a peaceful cup of coffee, or taking the dog out for a refreshing walk in the park.

There are real consequences of not reaching office on time, or not meeting a project deadline, and that makes us focus on work, instead of our exercise, nutrition, reading or meditation.

We need to list out a set of non-negotiables that we first need to do to pay ourselves**, and then work on paying others.**

• Most of the time, we spend our money, energy and time on obligations and things that benefit others, not us.
• We exhaust ourselves mentally, physically, emotionally and financially due to our current tasks and to-do lists that consume us.
• We need to think about our future s...