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Focus on experiential gifts
Experiences often stand out over possessions in our memories. You can explore a nearby park or nature center with your friends and family, ice skate, ski, visit a zoo, or any number of other activities.
Online, you can host a talent show or take a virtual craft course. The memory of doing a tutorial together and the funny mistakes you made, will stick for a lifetime.
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Chat with your emotions
Our emotions are often more intense during the holiday season. Marketers are experts at using those feelings to make you buy things.
- Make a rule for yourself: If an ad on the internet suggests a product to you, don't buy it.
- Treat your emotions as if...
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Start a new tradition
For those who are able to see your family in person this holiday season, you can save money by doing a white elephant gift exchange instead of buying gifts.
Another fun activity is cooking a special meal or playing old fashioned charades.
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Budgets and holiday celebrations
The holidays are usually filled with joy, celebration and the giving of gifts.
Having a financial plan in place will enable you to be less stressed and get through the holidays with your finances intact.
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Create a holiday budget
Ask yourself what you think a realistic amount is to spend on gifts for yourself and others. It should be a number that you can realistically afford without dipping into your savings or creating credit card debt.
Then do your best to stick to your budget without getting ca...
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