Calculate a bare-bones monthly budget
Write down your expenses from the past few months (look at your debit and credit card bills, your bank statements, etc.)
Next, see what is essential to support your basic needs and what you can cut if you had to.
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"Many people are in the dark when it comes to money, and I'm going to turn on the lights. " ~ Suze Orman
The idea is part of this collection:
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