Budgeting Like a Pro

Consider an All-Cash Diet, as limiting yourself to physical currency combats overspending.
Set aside 1 minute a day to check on your financial transactions, to identify problems, track goal progress and set your spending tone.
Allocate at least 20% of your income to financial priorities like emergency funds, debts and retirement fund.
Budget about 30% of your income for nonbasic spendings,like entertainment. Abiding by the 30% rule, you can save and splurge at the same time.

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