Start with easy-to-declutter items

Remove the daily, weekly, or monthly purchases that are not important to you or that you simply will not miss such as that extra charge in your phone plan or your gym membership subscription.

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Identify what matters to you

Managing your finances and budgeting is all about removing the unnecessary so that only the essentials remain, similar to minimalism.

Other than financial necessities, in order to easily manage our finances, we must identify the purchases that matter to us because it's easier to let go of the things that don't.

You should never force yourself into a tracking system for your spending habits without examining your purchases and purging those that aren't working for you.

Even if you track your spending but you spend more than what you can afford, you're only giving yourself a false sense of progress and never getting to the root of whatever financial stressors you have.

Managing your finances should be a daily habit. Make it a part of your daily routine to log into your bank account, check your balances, and look over your purchases.

This will not only help you keep track of your money but you'll also be able to keep yourself updated as to what your money is doing and be ahead of any possible issues in the near future.

Assign your money into a savings category in order to be prepared for both expected and unexpected expenses.

Some saving category ideas:

  • Emergency funds
  • Retirement savings
  • Fun money.

Both minimalism and budgetary wellbeing require standard upkeeps.

Neither process is easy to work and it is something that requires constant attention.

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Hans Hofmann

“The ability to simplify means to eliminate the unnecessary so that the necessary may speak.”



The decluttering process

To live a simple lifestyle, you’ll need a simple living space. Focus on keeping things that you value deeply, and toss things that you don’t need any longer.

Giving yourself time will ensure that you are intentional about what you keep and what you discard.

Minimalism is how I reduce distractions in my life so I can do more of what matters.
  • If you’re feeling overwhelmed with the idea of doing more of the things that matter most to you, your calendar is overscheduled, or your physical space is filled with items that don’t serve you and your family, minimalism will help you make more space in your life.
  • Space to take bigger risks, try something new or simply spend more time with the people you care about.
  • Over time, minimalism can potentially help in making a radical lifestyle change like moving to a new city, changing careers or exploring entrepreneurship.

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