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10 tips for speaking like a Ted Talk pro
Emphasize connection over content
Talk to persuade, not just to inform.
Rattling off facts and figures and talking at the audience isn't effective if they aren't interested in what you are saying.
Be clear about what you want the audience to walk away with when they leave and use that intent as a structure to frame your talk.
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Keep track of your financial stressors
When facing money issues, you might find that a good solution is making a plan.
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When you should use credit
When you use credit cards responsibly, they can give you a lot of power. The best circumstances to use a credit card is:
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When you should use cash
- When you have an emergency: Cash is accepted everywhere, so have some on hand. Dave Ramsey recommends having at least $1,000 in an emergency fund.
- When you want to limit your spending: Psychologically, we spend less money when we use cash as you can see the money leaving your hand.
- When you want to make healthier purchases: Customers who pay with cash are less likely to make impulsive purchases.
- When you want to have a better relationship with the things you buy: When you pay with cash, you may feel a deeper sense of connection and pride in the item you purchased.
- When you want to make a small purchase at a small store: Every dollar you spend at a small store, they're losing two cents automatically - a cost that could eat up into their already small profits.
When you should use debit
- When you want to avoid getting into (more) debt: Since your debit card is connected to a checking account, you theoretically only spend what is available in your account.
- You want to pay for everyday purchases conveniently—things like gas, groceries, and coffee.
- When you want to limit your spending, but don’t want to carry cash.
- When you want the best of both worlds between cash and credit.