Learn more about personaldevelopment with this collection
Understanding the concept of the self
The importance of living in the present moment
The illusion of control
Check for secure websites
Check the locks. If you enter credit card information online to make a purchase, you should see a lock in your browser’s status bar, usually in the right corner. If you don’t see the lock, don’t enter your information.
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103 reads
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Beware of middle-man
Beware of being redirected to a “middle-man” website when you think you are on a secure site, such as your bank’s webpage. Check for suspicious URLs. Make sure URL is exactly same as original one (even .org or .gov).
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Don't share sensitive information in response to certain emails
Don’t answer emails or follow links in emails claiming to be from reputable institutions like your bank or university that ask for sensitive information such as your Social Security number. Contact the institution in question via phone or their website about these emails.
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43 reads
Filter out scam by doing some research
If an offer sounds too good to be true (“Just enter your credit card number for a free trip to Paris!”), it is likely to be a scam. This can also be the case when a google search reveals one vendor who vastly undercuts all the others on the market. You may have found a fake website designed to ge...
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41 reads
Refrain downloading malicious software
Look out for emails claiming to be from companies such as Norton Anti-Virus that prompt you to download something. Get in touch with the company independently (do not reply to the email itself) to check on the information. Never install some malicious software. Always download softwares f...
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45 reads
Always check for suspicious transactions
Keep track of your credit card and banking statements to check for suspicious transactions. If you found one, make sure to inform the bank and block your account.
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48 reads
Avoid public wifi
Don’t be cavalier about sending secure information when using the wifi in your favorite cafe. Unless the wifi network is secure, you are only safe when using encrypted websites.
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45 reads
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1. Know your credit risks
You can check your credit report for free once a year from each of the three main credit reporting agencies, TransUnion, Equifax and Experian. But your score won't be included on these free reports — you'll usually have to pay to see it.
If you do purchase your score, it usually comes with ...
Spending money mindfully
- Leave the item for 24 hours. If you still want it and can afford it, then make the purchase.
- Don’t let “blowout sales” tempt you. Ask yourself if you would buy the item if it were full price.
- Check your bank balance first thing every morning. It will ensu...
Check Your Personal Loan Rates
If you have a large balance on your credit card, call your credit card company and request a rate reduction. If you often pay on time, they may be willing to negotiate, or you can get a 0% balance transfer onto another card.
Many installment plans offer an interest rate reduction ...
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