How many times have you bought things you didn’t need or couldn’t afford?We often make these wrong financial decisions because we do not have a budget.

Budget

Rules that will help you make a success of budgeting:<ul><li>Don't create any debt you cannot repay within a month.</li><li>Don't make buying expensive things a habit.</li><li>Check your account balance at least twice every week.</li><li>Don't assume savings will happen automatically.</li></ul>

Success Budgeting

Your cash flow is healthy if:<ul><li>50% of your income pays your fixed costs like rent, telephone, and utility bills.</li><li>30% of your income pays for variable and lifestyle costs like groceries and travel.</li><li>20% of your income pays for short and long-term investments.</li></ul>

Healthy Cashflow

You also need a pyramid of bank accounts in place.<ol><li>Top of Pyramid: Checking account. This is where you keep your day-to-day expenses.</li><li>2nd Top of Pyramid: Savings account. It houses your emergency fund.</li><li>Middle of Pyramid: Semi-liquid savings account, which would help save up to buy a house in a few years.</li><li>Bottom of Pyramid: Account for longer-term investment.</li></ol>

Pyramid of Bank Accounts

<ul><li>Save up an emergency fund equal to at least three months of your living expenses.</li><li>Create a debt repayment schedule that pays down your debt at a minimum cost of interest and maximum benefit in profit to you. Compare the interest on your debt with the return on investment you are getting per dollar for the month.</li><li>Open up a retirement account.</li><li>Consider investing in the likes of mutual and index funds because they are low-risk.</li><li>Consider investing in the individual stocks of companies you feel a strong affinity for (only if you feel confident of your investing savviness).</li></ul>

Start Your Journey

Nothing scary or complicated about investing.None of your money should sit idle in a bank account except your emergency fund.Your money should actively work toward reaching a goal on its own to your benefit.

Investing

Cooking your own meals is a great way to save money. Financial security means you must embrace the Italian grandmother's mindset — cooking for yourself and your family members is imperative, and eating out or ordering food is a treat.The next time you’re tempted to go to the nearest restaurant, remind yourself there is food at home, and you can save for the future.

Lifestyle

With your partner, you need to have goals and dreams involving investments, property ownership, and retirement, not just falling in love and hoping all turns out well.You should willingly postpone your fairy-tale ending to build some stability for yourself.

Money in Your Relationship

<ul><li>Find a non-stressful time to have a money talk.</li><li>Begin the conversation by appreciating each other.</li><li>Both you and your partner should then, in turn, share how money was regarded and handled in each family.</li><li>Both of you should, in turn, share money hopes and dreams, as well as fears and concerns.</li><li>Both of you can mention the facts ― the subject of the (potential) dispute.</li><li>Both of you should agree not to blame the other concerning the money issues that have now been resolved.</li></ul>

Discuss with Your Life Partners

Money is nice, but there has to be a point to it. Otherwise, you’ll never have enough.

Having a written financial plan gives us a measurable goal to work toward. We can reduce doubt or uncertainty about our decisions and adjust to help overcome obstacles that could derail us.

*A Refinery29 Best Book of 2018* *One of Real Simple's Most Inspiring Books for Graduates* *Indie Personal Finance Bestseller* How to get good with money, even if you have no idea where to start. The Financial Diet is the personal finance book for people who don’t care about personal finance. Whether you’re in need of an overspending detox, buried under student debt, or just trying to figure out how to live on an entry-level salary, The Financial Diet gives you tools to make a budget, understand investments, and deal with your credit. Chelsea Fagan has tapped a range of experts to help you make the best choices for you, but she also knows that being smarter with money isn’t just about what you put in the bank. It’s about everything—from the clothes you put in your closet, to your financial relationship habits, to the food you put in your kitchen (instead of ordering in again). So The Financial Diet gives you the tools to negotiate a raise and the perfect cocktail recipe to celebrate your new salary. The Financial Diet will teach you: • how to get good with money in a year. • the ingredients everyone needs to have a budget-friendly kitchen. • how to talk about awkward money stuff with your friends. • the best way to make (and stick to!) a budget. • how to take care of your house like a grown-up. • what the hell it means to invest (and how you can do it).

personaldevelopment

Personal Development

moneyandinvestments

Money & Investments

habits

Habits

problemsolving

Problem Solving

books

Books

The Financial Diet

The brain controls us and defines our behavior.It's responsible not only for thinking, learning, and mental abilities; the brain reacts to every tiny stimulus inside the body and in the outer world.

Brain

Women and men can feel changes in their brains right after the pregnancy period starts.In male bodies: The testosterone level decreases, making them more caring.In female bodies: Prolactin provokes the desire for nesting.For mothers: These changes are permanent. The bond between a child and its mother is a biological necessity for survival, prompted by oxytocin (the love hormone).

Brains During Pregnancy

The mother's habits and the environment are crucial for the baby's development.The bad habits cause damage to the baby's brain, as they may lead to depression or schizophrenia.Dieting and fasting are as harmful to a baby as drinking alcohol and smoking, as they may lead to brain disorders.

Habits & Environment

Young Picasso could barely read and write.Einstein spoke slower than others.Daniel Tammet knows by heart PI to 22 514 decimal places.These brain disorders are genetic, and numerous reasons can cause them.

Brain Disorders

Even though many feminists claim that gender is a social construct, numerous studies show that a baby determines its gender, sexual orientation, and the extent of aggression before birth.It's more likely to be caused genetically rather than by the influence of the outer world.

Gender & Sexual Orientation

What does it mean to be in a coma?A coma results from brain damage and makes a patient unresponsive to external stimulations.Doctors often say, "A coma patient is like a vegetable." They are still alive, but their brain is dead.

Coma

In contrast to coma, locked-in syndrome means that the patient's brain is still working and conscious of itself but completely paralyzed.In most cases, they can only move with their eyes, and that's the method of communication for them.

Locked-in Syndrome

95% of Americans believe in God.This belief is also fully processed in our brains.Our family and environment left information in the brain during the early years, and we adjusted to it the same way as a mother tongue.Richard Dawkins (a famous evolutionary biologist) claims that kids are affected by their religious parents because they can't think critically.

Religion

If life is a gradual development process, then Alzheimer's is a disease that causes a reverse: a person slowly loses the ability to live normally and care for themselves.Moreover, step by step, they lose their personality.The first symptoms include loss of memory or inappropriate behavior.How to prevent Alzheimer's?You can minimize your chances by maximizing brain activity, such as:<ul><li>Speaking foreign languages.</li><li>Obtaining an education.</li><li>Working a challenging job.</li><li>Stimulating your thinking and physical activities.</li></ul>

Alzheimer

People often believe that our feelings, desires, and love are in our hearts.However, they are wrong!Your personality, with its fears, dreams, ambitions, and passions, is based on your brain, while the heart only pumps blood to keep your body functioning.

Love is In Our Brain, not the Heart

The brain is the very essence of our personality and abilities. Unraveling the brain will help us understand the basis of human behavior and actions.

A vivid account of what makes us human.   Based groundbreaking new research, We Are Our Brains is a sweeping biography of the human brain, from infancy to adulthood to old age. Renowned neuroscientist D. F. Swaab takes us on a guided tour of the intricate inner workings that determine our potential, our limitations, and our desires, with each chapter serving as an eye-opening window on a different stage of brain development: the gender differences that develop in the embryonic brain, what goes on in the heads of adolescents, how parenthood permanently changes the brain.   Moving beyond pure biological understanding, Swaab presents a controversial and multilayered ethical argument surrounding the brain. Far from possessing true free will, Swaab argues, we have very little control over our everyday decisions, or who we will become, because our brains predetermine everything about us, long before we are born, from our moral character to our religious leanings to whom we fall in love with. And he challenges many of our prevailing assumptions about what makes us human, decoding the intricate “moral networks” that allow us to experience emotion, revealing maternal instinct to be the result of hormonal changes in the pregnant brain, and exploring the way that religious “imprinting” shapes the brain during childhood. Rife with memorable case studies, We Are Our Brains is already a bestselling international phenomenon. It aims to demystify the chemical and genetic workings of our most mysterious organ, in the process helping us to see who we are through an entirely new lens.   Did you know?   • The father’s brain is affected in pregnancy as well as the mother’s. • The withdrawal symptoms we experience at the end of a love affair mirror chemical addiction. • Growing up bilingual reduces the likelihood of Alzheimer’s. • Parental religion is imprinted on our brains during early development, much as our native language is. Praise for We Are Our Brains   “Swaab’s ‘neurobiography’ is witty, opinionated, passionate, and, above all, cerebral.”—Booklist (starred review)   “A fascinating survey . . . Swaab employs both personal and scientific observation in near-equal measure.”—Publishers Weekly (starred review)   “A cogent, provocative account of how twenty-first-century ‘neuroculture’ has the potential to effect profound medical and social change.”—Kirkus Reviews

Understand yourself and those around you.

psychology

Psychology

health

Health

scienceandnature

Science & Nature

We Are Our Brains

In Japanese, Chinese, and Korean, death from overwork is called Karoshi, Guolaosi, and Gwarosa.The phrase has no word in English, but people around us are victims.Sleep deprivation is a significant issue in our world today.

Death from Overwork

Gallup Poll: 40% of American adults get less than the needed amount of sleep, at least 7 hours per night.Many people believe that to be productive, they have to sleep less.Sleep significantly impacts our mental and physical health and can be linked to most mental health disorders, especially depression and anxiety.

Depression and Anxiety

<ol><li>Light Sleep: You are sleeping but still at a point of wakefulness. You can easily wake up. Your eyes and muscles will still be moving.</li><li>Slight Deep Sleep: Your eye movements slowly stop, and your body temperature decreases.</li><li>Slow–wave Deep Sleep: The cessation of muscle and eye movements. If you're woken up, you might likely feel dizzy and disoriented.</li><li>REM Sleep: It begins about an hour into your sleep. It is characterised by increased blood pressure, heart rate, and faster brain wave frequency. Dreaming takes place at this stage; if you wake up, you are more likely to remember your dreams.</li></ol>

4 Stages of Sleep

There is an Italian proverb that says, "Bed is medicine."University of Pittsburgh's research: Sufficient sleep increases the antibody levels of people who received the hepatitis B vaccine. Conversely, sleeping for less than 6 hours made the vaccine abortive.Researchers from the Universities of Louisville and Chicago: Sleep deprivation in mice injected with cancer cells made cancer grow faster. In addition, lack of sleep affects how the immune system reacts to cancer, making the disease more aggressive.

Bed is Medicine

It affects sperm count and hormone production.Men with high levels of sleep deprivation experienced a 25% reduction in sperm count. Lack of sleep is also linked with erectile dysfunction.Dr. Lisa Shives, the founder of Northshore Sleep Medicine: Testosterone is produced during the night. Studies show that a decrease in total sleep can lower a man’s testosterone, and REM sleep is vital to the production and release of testosterone.

Sleep Affects Reproductive System

Sleep deprivation can lead to sleeping disorders.<ul><li>Obstructive Sleep Apnea: People have issues breathing normally because of the blockage in the airway. This leads to snoring most times.</li><li>Central Sleep Apnea: The brain fails to send accurate signals to the muscles that control breathing. This leads to tiredness, inability to concentrate, and illnesses. </li><li>Insomnia: When you constantly find yourself in that situation where you are trying hard to sleep but to no avail. </li></ul>

Sleeping Disorders

Your sleeping pattern changes as you age. The National Sleep Foundation did the following breakdown:<ul><li>Ages 0–3 months: 14–17 hours.</li><li>Ages 4–11 months: 12–15 hours.</li><li>Ages 1–2 years: 11–14 hours.</li><li>Ages 3–5 years: 10–13 hours.</li><li>Ages 6–13 years: 9–11 hours.</li><li>Ages 14–17 years: 8–10 hours.</li><li>Ages 18–25 years: 7–9 hours.</li><li>Ages 26–64 years: 7–9 hours.</li><li>Ages 65+: 7–8 hours.</li></ul>

Sleep Required per Day

Sleep is the major activity of the brain during early development.Sleeplessness affects a child’s learning, emotional regulation and can lead to infections, high blood pressure, obesity, and other health problems.Children who slept below 10 hours per night had more behavioral and emotional issues as they got older.

Benefit for Early Development

Very common in marriage, our spouses determine when, where, and how we sleep.The fear of not having sex is one of the primary reasons couples sleep in the same bed. However, if a spouse is experiencing sleep deprivation because of the other, it can also result in troubles in the relationship.Tips: First, you can use earplugs and noise–canceling headphones to block out sounds that might disturb your sleep. If those fail, you might consider sleeping in a different room.

Sleep for Married Couple

<ul><li>Minimize the light in your room. Light reduces melatonin production, which helps promote sleep.</li><li>Avoid gadgets before sleep. Blue light also reduces melatonin production.</li><li>Set the temperature to 60–66 degrees Fahrenheit. Your body temperature gradually reduces at night and returns to normal as you approach morning.</li><li>Do sports. Engaging in regular physical activities.</li><li>Watch what you eat and drink. Going between caffeine and sugar all day hinders a healthy sleep diet because we end up tired but wired at night.</li></ul>

How to Improve Sleep

Acupuncture has been used as a sleeping aid.Emory University: Acupuncture could be up to 93% effective in relieving insomnia.Center for Addiction and Mental Health: Acupuncture increases melatonin and reduces anxiety.

Acupuncture

Stanford: A 6–week mindfulness meditation course helped people sleep faster in 15 instead of 33 minutes.Mattieu Ricard (The molecular geneticist and the French Buddhist monk): Those who make contemplative retreats in hermitages are far from doing nothing since they constantly train their minds. This means there is less to repair during sleep, and the sleep quality of meditators is more profound.

Meditation

Stop tying your identity to external things like achievements, success, jobs, marriage, family, etc.Instead, let your focus shift to you.When you do that, you will begin to value sleep.

Shift Your Focus to You

Sleep is a critical element of our well-being. Though it's the simplest thing to do, many are suffering from getting a good amount of sleep.

Co-founder and editor in chief of The Huffington Post Arianna Huffington shows how our cultural dismissal of sleep as time wasted compromises our health and our decision-making and undermines our work lives, our personal lives--and even our sex lives in this New York Times bestseller. We are in the midst of a sleep deprivation crisis, with profound consequences to our health, our job performance, our relationships and our happiness. What we need is nothing short of a sleep revolution: only by renewing our relationship with sleep can we take back control of our lives. In The Sleep Revolution, Arianna explores all the latest science on what exactly is going on while we sleep and dream. She takes on the sleeping pill industry, and all the ways our addiction to technology disrupts our sleep. She also offers a range of recommendations and tips from leading scientists on how we can get better and more restorative sleep, and harness its incredible power. The result is a sweeping, scientifically rigorous, and deeply personal exploration of sleep from all angles, from the history of sleep, to the role of dreams in our lives, to the consequences of sleep deprivation, and the new golden age of sleep science that reveals the vital role sleep plays in our every waking moment and every aspect of our health--from weight gain, diabetes, and heart disease to cancer and Alzheimer’s.   In today's fast-paced, always-connected, perpetually-harried and sleep-deprived world, our need for a good night’s sleep is more important--and elusive--than ever. The Sleep Revolution both sounds the alarm on our worldwide sleep crisis and provides a detailed road map to the great sleep awakening that can help transform our lives, our communities, and our world.

motivationandinspiration

Motivation & Inspiration

mentalhealth

Mental Health

The Sleep Revolution

Without we realize, we have created different versions of ourselves that define how we see and react to other people.People only see the version of us that we want them to see.

We Are Who We Decided To Be

We master anger, envy, and other negative behaviors, and they slowly become who we are.The same way we have mastered these negativities, we have to master love.Still, many find it hard to accomplish this because of the hurt that we feel or the belief that it-is-impossible.

We determine our mastery

Fear is the enemy of growth.

As a person grows older, they lose their innocence, and hence, always try to follow societal beliefs.This distorts a person’s capacity to love.The same mind–limiting framework governs the way we relate with others.If an individual had an abusive relationship with their parents, they might find themselves gravitating towards abusive relationships, as they believe that being abused is the only way to get attention.

Mind-limiting Framework

Relationships must have their foundation in true love, and not in the need to get someone to validate our actions or to make us happy.

Relationship Needs Good Foundation

Being deeply loved by someone gives you strength, while loving someone deeply gives you courage.

The quality of relationship depends on the attitude of all the parties involved.<ul><li>Love is respect. We should not control or change the people you love.</li><li>Love is always kind. In contrast, fear drives you to anger, which is basically a mask for fear itself.</li><li>Love embraces responsibility. If you love someone, you will never shy away from the responsibilities that the relationship places on you.</li><li>Love is unconditional. There is no reason to be ashamed of the people you claim to love.</li></ul>

Love Is…

We will only love a person that we don’t feel the need to change.Therefore, we must identify the strengths and the flaws of our partner, and accept them.Also, do not project our sadness on our spouse. Realize that everyone has our own baggage, and so, carry ours.

Accepting Is Important

People is addicted to love because they go into relationships for the wrong reasons.They know what loneliness and rejection mean. Therefore, as soon as they get a sniff of love, they jump at it.This will spur them to become obsessive. They are scared of returning to their state of loneliness.Instead of loving out of fear, we are advised to love ourselves first.Self–love will help us cherish being alone, which will stop us from jumping into a relationship for the wrong reasons.

The Wrong Reasons

If you have the ability to love, love yourself first.

When we start loving yourself more, it is easier to see the truth.It also becomes easy to block those lies that people keep telling us.We should uncover the truth to those lies we have always used to limit our growth.

Self-love

Study ourselves deeply and determine what works for us.Understand how we can break free of our past hurts.If someone keeps draining our energy, find a way to remove ourselves from that situation.

Learn Ourselves 

The Mastery of Love explains how we can turn hurt into a learning curve, including how to handle fear.

From the international bestselling author of The Four Agreements In The Mastery of Love, don Miguel Ruiz illuminates the fear-based beliefs and assumptions that undermine love and lead to suffering and drama in our relationships. Using insightful stories to bring his message to life, Ruiz shows us how to heal our emotional wounds, recover the freedom and joy that are our birthright, and restore the spirit of playfulness that is vital to loving relationships. The Mastery of Love includes: • Why “domestication” and the “image of perfection” lead to self-rejection• The war of control that slowly destroys most relationships• Why we hunt for love in others, and how to capture the love inside us• How to finally accept and forgive ourselves and others “Happiness can only come from inside of you and is the result of your love. When you are aware that no one else can make you happy, and that happiness is the result of your love, this becomes the greatest mastery of the Toltec: the Mastery of Love.” — don Miguel Ruiz__________________ About the Authors Don Miguel Ruiz is the international bestselling author of The Four Agreements (a New York Times bestseller for over a decade), The Four Agreements Companion Book, The Mastery of Love, The Voice of Knowledge, The Circle of Fire, and The Fifth Agreement. The teachings of Ruiz are best known for transforming complex human issues into simple common sense — a talent that has earned him millions of fans and international acclaim. Janet Mills is the founder and president of Amber-Allen publishing. She is also the coauthor, with don Miguel Ruiz, of six books in The Toltec Wisdom Series, creator of The Four Agreements for a Better Life online course, and editor of Deepak Chopra’s bestselling title, The Seven Spiritual Laws of Success. Her life’s mission is to publish books of enduring beauty, integrity, and wisdom, and to inspire others to fulfill their most cherished dreams.

philosophy

Philosophy

communication

Communication

loveandrelationships

Love & Relationships

The Mastery of Love

The vast majority of us have conditioned our minds to equate “creative” with “artistic.”It is not!Creativity is not a trait you are either born or not born with.

Creative Is Not Artistic

Creativity extends far beyond what people typically consider the ‘artistic’ field.

The notion that some people have creativity embedded in their DNA and some people don’t is a myth.We all have tons of creative potential waiting to be tapped.Even though creativity gets blocked in us, it can be unlocked.All it takes to regain your creative sparks is for you to change your mindset — to lose all the erroneous notions.

We Are Not Born With It

Creative confidence is about believing in your innate ability to change your world.People who come to believe that they can cause change are more likely to accomplish what they set out to do.This personal conviction is called self–efficacy.Individuals with self–efficacy set higher goals, try harder, persevere longer, and show more resilience in the face of failure.

Self Efficacy

You can’t just sit around and wait for a benevolent spirit to arouse your innate spark of creativity. You have to choose to be creative and diligently work towards making it happen.

To keep your creative juice flowing, you must think like a traveler.Have you heard that travel broadens the mind?While this sounds cliché, beneath it lies a fundamental truth: things stand out because they’re different.When we are in a new environment, we tend to notice every detail, from street signs to mailboxes. On a trip, we observe the environment around us with intense curiosity. We are constantly trying to figure out a world that is different and new.

Think Like A Traveler

You can choose to be creative. But you have to put in the work to stay inspired and transform creativity into a habit.

To keep inspired, you must engage a beginner’s mind.When we were kids, we asked lots of questions and looked at the world wide–eyed, soaking it all in. Everywhere we turned, we think, “Isn’t that interesting?”As we become older, however, we adopt an “I already know about that” attitude, inadvertently stifling our innate creativity.

Beginner’s Mind

Approach the world around you with the curiosity of a traveler and that of a child, applying a beginner’s mind to the things you do or see every day: commuting to work, having your lunch, or preparing for a meeting.Be on the lookout for new insights about familiar things; think of it all as a treasure hunt.

Be The Child Who Travels

Stop planning and start doing.Great creative works are always preceded by action.When you apply the beginner’s mindset, you will begin to notice more opportunities for action around you. However, seeing is not enough.You still have to act!All the planning and talking without action are actually signs that you are afraid. You want everything to be perfect before you start creating.The truth is, the right time might not come anytime soon. So, to get things done as a creative, you need to dive right in and commit to rapid and endless improvements.

Creativity Needs Action

Having a strong support network will ensure you have a regular flow of ideas.Our modern society often portrays creative individuals as lone, rugged geniuses.The truth, is that creative people treat creativity as a team sport; most of their best ideas stem from collaborating with other people.Surround yourself with like–minded people who can help reinforce or challenge your points of view.

Support Network

If what you do for a living isn’t what you’re passionate about, think again!People have one of three distinct attitudes toward the work they do: they see it as either a job, a career, or a calling.For those who pursue a calling, their work is intrinsically rewarding in its own right. So, what they do professionally fulfills them personally as well.

Love What You Do

If you don’t know what you’re born to do or what you’re really good at, a good way to find out is by pursuing interests or hobbies: side projects.While side projects can be rewarding, they may also lead to something that engages your creative energy at work.Search for ways your weekend projects might overlap with your working life!

Start With Side Projects

To identify new areas of interest and ability, experiment with lots of different activities.It is essential that you get a taste of a different field or position before you make a drastic change and commit.Talk to your boss about exploring new responsibilities. In these short–term roles, take note of the moments that you feel energized or at your best.Please note that this is all about trying things out. Don’t be discouraged if you don’t love the first thing you try.

Experiment With Different Activities

Finding our creative side is important. Creativity allows us to view and solve problems differently, and the most importantly, it opens the mind and new perspective.

IDEO founder and Stanford d.school creator David Kelley and his brother Tom Kelley, IDEO partner and the author of the bestselling The Art of Innovation, have written a powerful and compelling book on unleashing the creativity that lies within each and every one of us. Too often, companies and individuals assume that creativity and innovation are the domain of the "creative types."  But two of the leading experts in innovation, design, and creativity on the planet show us that each and every  one of us is creative.  In an incredibly entertaining and inspiring narrative that draws on countless stories from their work at IDEO, the Stanford d.school, and with many of the world's top companies, David and Tom Kelley identify the principles and strategies that will allow us to tap into our creative potential in our work lives, and in our personal lives, and allow us to innovate in terms of how we approach and solve problems.  It is a book that will help each of us be more productive and successful in our lives and in our careers.

strategy

Strategy

creativity

Creativity

Creative Confidence

They may have salt, sugar, and fat on their side — but we — ultimately have the power to make choice. After all, we decide what to buy. We choose how much to eat.

In the 1950s, the TV made its debut, and more women were getting jobs that gave them less time to cook meals for families.That’s where the processed food is commercialized. Home economics teachers tought kids growing up how to make these meals.There was no dependency on processed foods since kids could as well make their meals. It got instant success, garnering enough support to oust home–cooked meals, thanks to the presence of sugar, fat, and salt.

The History

Don't underestimate the amount of sugar in whatever you eat; there might be hidden amounts lurking.

Know Your Sugar

We may have an insatiable hunger for sugar, but we have a limit — a preprogrammed upper limit for when we've had too much sugar. So even though we can't help ourselves, we literally cannot have too much.Guess who knows this convenient piece of information? The processed foods companies, of course.

High Sugar = Severe Health

There are products that don't even need sugars but have them anyway. This means, even if you avoid the obvious processed foods or drinks with sugar, your bowl of pasta might contain even more sugar.Even in pasta sauce, after tomatoes, the main ingredient is sugar. These odd combinations are wrong and immoral; sugar has no place in specific meal options.Did you know? The average tomato paste contains at least 12 grams of sugar; that's about six cubes of sugar.

Sugar Is Everywhere

If sugar is the methamphetamine of processed food ingredients, with its high–speed, blunt assault on our brains, then fat is the opiate, a smooth operator whose effects are less obvious but no less powerful.

Research showed that cereals contained insane amounts of sugar, which caused widespread tooth decay (in children) and risk of diabetes (in adult).In the 1970s, Americans were plagued with staggering cases of health troubles directly linked to sales of processed foods and quick meals.Surprisingly enough, these concerns and studies didn't deter the sales nor the demand, for that matter.Even though people knew these meals were unhealthy and were the leading cause of most life–threatening conditions that were plaguing them, they still purchased well–packaged poisons.

Too Much Sugar, We Don’t Care

Fat had two times the amount of calories sugar would. That's a lot of calories considering we can't taste or tell when fat is too much. We can't taste it when it's alongside sugar or tell when it's in excess.This glitch meant that these processed food companies could put a ridiculous amount of it into the foods, and we'd not even notice it.

Fat Is Another One

Sugar and fat work hand in hand to deliver the consumer with potential health risks in tasty snacks.Fat makes the processed foods last longer on the shelf, meaning you'd have more than enough time to eventually purchase them, while the sugar makes it pleasurable to eat more and more of the unhealthy cuisine.

Sugar And Fat Are Best Friend

So how come we eat healthily but still add excess weight and turn out like those who indulge in unhealthy meals?Two foods have been at the helm of this debacle; milk and cheese.Milk and cheese is quite fatty in its original production recipe, but then when it's processed cheese, it contains more fat.

Healthy Or Not Sure?

With the increase in sugars in the meals, the government moved to regulate the amounts, causing the consumers to complain and demand things go back to normal.The regulatory bodies try their best, but you must be willing to take responsibility for your well–being and self–regulate your intake of processed foods.

You Decide What You Eat

Salt isn’t entirely harmless. It has an essential mineral for the human body; sodium.But an increase of sodium in the blood causes the blood to lose its thickness and move much quicker.This condition can deteriorate to a much worse condition known as hypertension.

What About Salt?

Processed foods contained at least double the daily required (safe) amount of salt in the average canned or packaged processed food.Was this an intentional attempt to kill the consumers? Certainly not; so why was there so much salt in these foods?They taste better with salt in them, so the more, the merrier. But that's not the only reason. The real reason is the same as that of excess fat; shelf life.

Your most favorite food might be harmful. Learn how salt, sugar, and fat is dangerous when you consume irresponsibly.

From a Pulitzer Prize-winning investigative reporter at The New York Times comes the troubling story of the rise of the processed food industry -- and how it used salt, sugar, and fat to addict us.  Salt Sugar Fat is a journey into the highly secretive world of the processed food giants, and the story of how they have deployed these three essential ingredients, over the past five decades, to dominate the North American diet. This is an eye-opening book that demonstrates how the makers of these foods have chosen, time and again, to double down on their efforts to increase consumption and profits, gambling that consumers and regulators would never figure them out. With meticulous original reporting, access to confidential files and memos, and numerous sources from deep inside the industry, it shows how these companies have pushed ahead, despite their own misgivings (never aired publicly). Salt Sugar Fat is the story of how we got here, and it will hold the food giants accountable for the social costs that keep climbing even as some of the industry's own say, "Enough already."

food

Food

Salt Sugar Fat

Trust is the most underestimated factor that can create or destroy everything within a few seconds.Trust affects everything in our lives 365 days a year, from our work to our personal relationships.Various kinds of relationships are built and sustained by trust but they can also be damaged by lack of trust.If trust is removed, deepest relationships and connections will fall apart. The impact doesn’t just stay in our present moments, it also creeps into our future moments.

Trust Is Important

Trust happens in five waves:<ul><li>Wave 1: Self Trust</li><li>Wave 2: Relationship Trust</li><li>Wave 3: Organizational Trust</li><li>Wave 4: Market Trust</li><li>Wave 5: Societal Trust</li></ul>

Waves Of Trust

The first wave of trust depends on our self–confidence. Can people trust you? How credible are you?To build our credibility, we need to understand four cores related to character and competence:<ol><li>Intent</li><li>Capabilities</li><li>Integrity</li><li>Results</li></ol>Research has shown that most people do not keep the commitments and promises they make to themselves.A 2005 Harris poll found that only 8% of Americans stick to their New Year resolutions even though 50% make those resolutions. After repeated failure to create and keep promises to ourselves, it starts to degrade our self–confidence.

Wave 1: Self Trust

To use the metaphor of tree to better understand the four cores of credibility:<ol><li>Integrity is the root below the surface that allows everything to grow.</li><li>Intent is the trunk that grows out in the open.</li><li>Capabilities are the branches that allow us to produce.</li><li>Results are the fruits, which are measurable, tangible and visible outcomes that people can see and evaluate.</li></ol>

Four Cores Of Credibility

When we can’t fully trust ourselves, we find it hard to trust others.

It's about learning ways to increase trust and how to avoid destroying it.Behavior 1: Talk straightWarren Buffet writes a management letter for his company’s annual report with no fluff. He doesn’t mind adding the mistakes he made during the year.Behavior 2: Show respectTreat everyone with respect.Behavior 3: Be transparentIn the present global economy, transparency is becoming popular as the critical value in organizations.Behavior 4: Right wrongsWhen you're wrong, don't hesitate to make things right ASAP.Behavior 5: Show loyaltyWhen you are loyal, people will see you as trustworthy.

Wave 2: Relationship Trust

Once you start to extend trust to people, you are empowering them to trust you too. Then, you will be able to create a high–trust culture that makes everyone do their best all the time.

Create High-Trust Culture

In the corporate world, the biggest “aha” moments often happen when people realize that there is low trust in their organization because the principles were violated by both individuals and the organization.<ul><li>You can be an amazing leader that people trust because you have great relationship trust and self–trust levels.</li><li>You might fail at organizational trust because you aren’t making and aligning structures and systems that will build trust.</li></ul>

Wave 3: Organizational Trust

When you see some companies, how do you feel about them? Perhaps, you have heard great things about their products, services, or leadership. So, you are likely to buy from them or recommend them to your family and friends.Market trust is all about reputation or brand.It’s about how you feel about buying from a business or spending your time there. It also affects how you will recommend them to others.

Wave 4: Market Trust

Trust is a simple word, but has a deep meaning. It can create or destroy everything within a few seconds. Learn how to gain trust and why it is important.

Over two million copies sold. Stephen M. R. Covey shows how trust—and the speed at which it is established with clients, employees, and all stakeholders—is the single most critical component of a successful leader and organization. Stephen M. R. Covey, widely known as one of the world’s leading authorities on trust, asserts that it is “the most overlooked, misunderstood, underutilized asset to enable performance. Its impact, for good or bad, is dramatic and pervasive. It’s something you can’t escape.” Thankfully, it’s is also the thing that can dramatically improve your personal and professional success. Why trust? The simple, often overlooked fact is this: work gets done with and through people. The Speed of Trust offers an unprecedented and eminently practical look at exactly how trust functions in every transaction and every relationship—from the most personal to the broadest, most indirect interaction. It specifically demonstrates how to establish trust intentionally so that you and your organization can forego the time-killing, bureaucratic check-and-balance processes that is so often deployed in lieu of actual trust. This 2018 updated edition includes an insightful afterword by the author which explores ten key reasons why trust is more relevant now than ever before—including how trust is the new currency of our world today.

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