The Financial Diet - Deepstash
How To Be Effortlessly Charismatic

Learn more about habits with this collection

How to build confidence

How to connect with people on a deeper level

How to create a positive first impression

How To Be Effortlessly Charismatic

Discover 68 similar ideas in

It takes just

9 mins to read



How many times have you bought things you didn’t need or couldn’t afford?

We often make these wrong financial decisions because we do not have a budget.


1.47K reads

Success Budgeting

Success Budgeting

Rules that will help you make a success of budgeting:

  • Don't create any debt you cannot repay within a month.
  • Don't make buying expensive things a habit.
  • Check your account balance at least twice every week.
  • Don't assume savings will happen automatically.


1.23K reads

Healthy Cashflow

Healthy Cashflow

Your cash flow is healthy if:

  • 50% of your income pays your fixed costs like rent, telephone, and utility bills.
  • 30% of your income pays for variable and lifestyle costs like groceries and travel.
  • 20% of your income pays for short and long-term investments.


1.14K reads

Pyramid of Bank Accounts

Pyramid of Bank Accounts

You also need a pyramid of bank accounts in place.

  1. Top of Pyramid: Checking account. This is where you keep your day-to-day expenses.
  2. 2nd Top of Pyramid: Savings account. It houses your emergency fund.
  3. Middle of Pyramid: Semi-liquid savings account, which would help save up to buy a house in a few years.
  4. Bottom of Pyramid: Account for longer-term investment.


1.02K reads

Start Your Journey

Start Your Journey

  • Save up an emergency fund equal to at least three months of your living expenses.
  • Create a debt repayment schedule that pays down your debt at a minimum cost of interest and maximum benefit in profit to you. Compare the interest on your debt with the return on investment you are getting per dollar for the month.
  • Open up a retirement account.
  • Consider investing in the likes of mutual and index funds because they are low-risk.
  • Consider investing in the individual stocks of companies you feel a strong affinity for (only if you feel confident of your investing savviness).


846 reads



Nothing scary or complicated about investing.

None of your money should sit idle in a bank account except your emergency fund.

Your money should actively work toward reaching a goal on its own to your benefit.


808 reads



Cooking your own meals is a great way to save money.

Financial security means you must embrace the Italian grandmother's mindset — cooking for yourself and your family members is imperative, and eating out or ordering food is a treat.

The next time you’re tempted to go to the nearest restaurant, remind yourself there is food at home, and you can save for the future.


756 reads

Money in Your Relationship

Money in Your Relationship

With your partner, you need to have goals and dreams involving investments, property ownership, and retirement, not just falling in love and hoping all turns out well.

You should willingly postpone your fairy-tale ending to build some stability for yourself.


799 reads

Discuss with Your Life Partners

Discuss with Your Life Partners

  • Find a non-stressful time to have a money talk.
  • Begin the conversation by appreciating each other.
  • Both you and your partner should then, in turn, share how money was regarded and handled in each family.
  • Both of you should, in turn, share money hopes and dreams, as well as fears and concerns.
  • Both of you can mention the facts ― the subject of the (potential) dispute.
  • Both of you should agree not to blame the other concerning the money issues that have now been resolved.


717 reads


Money is nice, but there has to be a point to it. Otherwise, you’ll never have enough.



866 reads



A junior reader who enjoy topics that advocate for self-improvement. Also a proponent of healthy living and mindfulness (still learning). Let’s connect and explore the world of books together!


Having a written financial plan gives us a measurable goal to work toward. We can reduce doubt or uncertainty about our decisions and adjust to help overcome obstacles that could derail us.

More like this

The Psychology of Money

5 ideas

The Richest Man in Babylon

16 ideas

I Will Teach You To Be Rich

10 ideas


Explore the World’s

Best Ideas

200,000+ ideas on pretty much any topic. Created by the smartest people around & well-organized so you can explore at will.

An Idea for Everything

Explore the biggest library of insights. And we've infused it with powerful filtering tools so you can easily find what you need.

Knowledge Library

Powerful Saving & Organizational Tools

Save ideas for later reading, for personalized stashes, or for remembering it later.

# Personal Growth

Take Your Ideas


Organize your ideas & listen on the go. And with Pro, there are no limits.

Listen on the go

Just press play and we take care of the words.

Never worry about spotty connections

No Internet access? No problem. Within the mobile app, all your ideas are available, even when offline.

Get Organized with Stashes

Ideas for your next work project? Quotes that inspire you? Put them in the right place so you never lose them.


2 Million Stashers


5,740 Reviews

App Store


72,690 Reviews

Google Play


Don’t look further if you love learning new things. A refreshing concept that provides quick ideas for busy thought leaders.

Sean Green

Great interesting short snippets of informative articles. Highly recommended to anyone who loves information and lacks patience.

Ashley Anthony

This app is LOADED with RELEVANT, HELPFUL, AND EDUCATIONAL material. It is creatively intellectual, yet minimal enough to not overstimulate and create a learning block. I am exceptionally impressed with this app!

Shankul Varada

Best app ever! You heard it right. This app has helped me get back on my quest to get things done while equipping myself with knowledge everyday.

Laetitia Berton

I have only been using it for a few days now, but I have found answers to questions I had never consciously formulated, or to problems I face everyday at work or at home. I wish I had found this earlier, highly recommended!

Giovanna Scalzone

Brilliant. It feels fresh and encouraging. So many interesting pieces of information that are just enough to absorb and apply. So happy I found this.

Ghazala Begum

Even five minutes a day will improve your thinking. I've come across new ideas and learnt to improve existing ways to become more motivated, confident and happier.

Jamyson Haug

Great for quick bits of information and interesting ideas around whatever topics you are interested in. Visually, it looks great as well.

Read & Learn

20x Faster





Access to 200,000+ ideas

Access to the mobile app

Unlimited idea saving & library

Unlimited history

Unlimited listening to ideas

Downloading & offline access

Personalized recommendations

Supercharge your mind with one idea per day

Enter your email and spend 1 minute every day to learn something new.


I agree to receive email updates