deepstash
Beta
Deepstash brings you key ideas from the most inspiring articles like this one:
Read more efficiently
Save what inspires you
Remember anything
Here Is a List of 7 Painless Ways That You Can Cut Your Spending
7
Key Ideas
Save all ideas
Ask For a Better Deal
Call all of your service providers —phone, Internet, cable, etc. — and ask them to give you a better deal. You may just be surprised at what they're willing to offer to keep your business.
56 SAVES
61 READS
Shop To Save
Challenge yourself to save more every time you shop by looking for things on sale or clearance. When you're always on the lookout for a bargain, there's no end to the money that you can save; and soon it becomes a game that you look forward to playing.
43 SAVES
44 READS
Switch To Store Brands
Store brand products are often just as good as name brands. Make the switch to the bargain labels, and you'll slash 25-50 percent off of your weekly grocery bill.
39 SAVES
48 READS
Shop With a List
To keep impulse shopping from taking hold of your budget, make a habit of shopping with a list. Jot down everything you need, and then only shop for those items.
If you are tempted to add an extra item to your cart, go home and think about it first. If you still want the item, add it to your next shopping list.
51 SAVES
32 READS
Plan Meals
To be less tempted to eat out, plan what you'll make for dinner. Then, consult some free meal planners, shop for all of the ingredients, and try some new recipes.
59 SAVES
48 READS
Carry Snacks
Eating out always costs more than eating at home. Avoid this cost entirely by keeping snacks on hand at all times.
53 SAVES
38 READS
SIMILAR ARTICLES & IDEAS:
9
Key Ideas
Myth: Shop Early for the Best Deals
While early holiday shopping can snag you discounts and the best selection, you are most likely to get the best deal just before holiday shopping.
Retailers need to move h...
Myth: Buy Coupons for Huge Discounts
Coupons are sold in lots to allow couponers to stock up on the best deals.
While coupons are great to save money, it does not make sense to spend on coupons in order to save. Coupons vary greatly by geographic location and store, and may not apply to your geographic area. Instead of buying coupons, get the Sunday paper for better ads, download an app or keep a coupon binder to stash extras.
Myth: Always Buy in Bulk
It makes sense to stock up on non-perishable items such as soap and canned goods.
However, buying wholesale perishable items like fruit and milk might mean it goes to waste if you can't consume it before the expiration date.
16
Key Ideas
Brand name products
You don’t have to spend money on the big brand names.
Your local grocery or drug store might have a store brand or sell a generic version. In most cases, the ingredients are pretty muc...
Basic car maintenance
You do not need a professional mechanic to sort out many of the simpler car problems.
There are all sorts of easy and helpful instruction videos available to repair or maintain your car for cheap.
Shopping when you’re hungry
We are more susceptible to buying stuff we don’t need when we are hungry. The same goes for a leisurely grocery trip.
Make your shopping trip when you have other errands to do and a limited time to do them. You will be less likely to spend time exploring and picking up items that you did not originally plan to purchase.
10
Key Ideas
Keep everything as simple as possible
Don’t ever let your “future self”...
Your future self might have more income, but it’s also fairly likely that your future self might have less income and you’ll find yourself in a really bad situation.
Even if your future self is doing well, there are probably going to be other big expenses that you’ll want to deal with at that time, like buying a house.
Focus on...
- Building an emergency fund: set up an automatic weekly or monthly transfer from your checking account to your savings, then leave the savings alone until an emergency appears.
- Eliminating high-interest debt: Set up a simple debt repayment plan by organizing your debts by interest rate, then attempt to make a double payment on whatever debt has the highest interest rate.
- Saving for retirement: It will actually end up being a much smaller burden than you expect, lifted up by the pleasure of knowing that you’re securing your retirement.