Learn more about moneyandinvestments with this collection
Identifying and eliminating unnecessary expenses
How to negotiate better deals
Understanding the importance of saving
Shop To Save
Challenge yourself to save more every time you shop by looking for things on sale or clearance. When you're always on the lookout for a bargain, there's no end to the money that you can save; and soon it becomes a game that you look forward to playing.
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172 reads
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Carry Snacks
Eating out always costs more than eating at home. Avoid this cost entirely by keeping snacks on hand at all times.
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192 reads
Use It Up
Before you buy something, see if you can find something you already own that'll meet your needs. This simple exercise will help you spend less and clear out some of the clutter in your home.
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217 reads
Plan Meals
To be less tempted to eat out, plan what you'll make for dinner. Then, consult some free meal planners, shop for all of the ingredients, and try some new recipes.
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227 reads
Ask For a Better Deal
Call all of your service providers —phone, Internet, cable, etc. — and ask them to give you a better deal. You may just be surprised at what they're willing to offer to keep your business.
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231 reads
Shop With a List
To keep impulse shopping from taking hold of your budget, make a habit of shopping with a list. Jot down everything you need, and then only shop for those items.
If you are tempted to add an extra item to your cart, go home and think about it first. If you still ...
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98 reads
Switch To Store Brands
Store brand products are often just as good as name brands. Make the switch to the bargain labels, and you'll slash 25-50 percent off of your weekly grocery bill.
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214 reads
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Save For Staple Items
Quality apparel has a higher price than fast fashion clothing because they use sustainable, lasting fabrics and pay workers fair benefits and wages. Despite the initial cost, over time, you might save money and time as you won’t have to replace clothes too often.
To lessen ...
How to fit in more reading
We often struggle to find time to read. That's why we need to start small.
- Read five pages of a book that interests you every day. When you are comfortable with five pages, try ten, then twenty.
- The book should interest you. Reading a book of your choice makes the ...
Replace Your Negative Thoughts
Look for the 'gift' in each situation, and see if you can see your stressors on the more positive edge of reality.
When you're looking at something negative, see if you can change your self talk to use less strong, less negative emotions. When you're looking at a potentially stressful situa...
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