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5 Tips to Manage Your Money Without Changing Your Lifestyle
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Spending, Not Splurging
Be mindful about how you are spending money, instead of going on a daily splurge without thinking.
When doing impulse buying, ask yourself is it worth buying, or does it matter. Be more protective of your hard-earned cash.
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Focus on Your Work
As boring as it sounds, concentrating on your work increases your income and also gives you less time to buy things you don't need.
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Hidden Costs of Living
Our busy lifestyles are making us oblivious of our routine expenses, and the bills we pay. We may be paying too much for utilities, gas, groceries, even without realizing it.
Take a look at your monthly checks and cut down unnecessary expenses.
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Revisit The Old Stuff
Old clothes, furniture, or appliances which you no longer use, can fetch you money.
Also, when you look at the stuff you bought and you never needed, maybe you'll rethink before buying junk again.
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Bite The Bullet
If you are still struggling to save your lifestyle or your money, it may be a good idea to admit that you need to take serious measures, cutting down on the lavish lifestyle, to manage your expenses.
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Education and wealth
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Controlling expenses and wealth
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Investment value is also greatly impacted by the amount invested.
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Key Ideas
Many life transitions happen in your 30's
From moving up in your career to buying a home. Making smart moves with your money during your 30's can help you achieve future financial success.
Focus on percentage of income saved, not the dollar amount
Over the long term, it's not as much about the dollar amount you save, but the percentage of your income that you dedicate to saving and investing. By focusing on percentages, you can ensure you're always saving more as you earn more.
Spend time tracking your money
Most people react to their finances. The problem with that is that you rely on chance to have enough money in the bank when you actually need it. Be intentional about your money and spend time reviewing and evaluating it. If you don't, you'll never know if you're moving in the right direction or not.