5 Destructive Money Habits to Quit Today - Darius Foroux - Deepstash

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Quit Mindless Shopping

Quit Mindless Shopping

Mindless shopping is a money destructive habit that makes us want more and crave for more by futher developing our consumer mentality and allowing it to swallow us.

Many of us believe that we have to spend money in order to have a good time and while it's nothing to be ashamed of, we have to pull ourselves out of this mindset because it will only empty our bank accounts.

Learn how to give up consumer mentality and instead rely on inner joy and practice more mindfulness.

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437 reads

Stop Using Credit Cards as a Loan

Stop Using Credit Cards as a Loan

Most people see credit cards as a free loan but it really isn't. Most countries use credit cards in order to build a good credit score however in order to get out of deb, one must:

  • Assess their financial health and track their incoming and outgoing cashflow
  • Negotiate lower interest rates with your bank or cc provider
  • Make extra payments to your loans when more money come in
  • Live on a temporary budget when debts are overwhelming; and
  • Cancel all your unnecessary memberships and other spending habits that make you bleed

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185 reads

Don't Borrow Money for Liabilities

Don't Borrow Money for Liabilities

If you've ever heard of the saying "live below your means" I'd like you to know that I am a big believer of it and should I ever have the need to borrow money, for example a car, I'm living above my means.

However, it doesn't mean that you won't get to enjoy life. It just means that if you want to enjoy your life while also ridding of your debts, we must temporarily allow ourselves to live with what we can afford.

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199 reads

Quit Spending Hours to Save Pennies

Quit Spending Hours to Save Pennies

Do you value your own time? 

If you do, why do you spend hours on end searching for deals on clothes or shoes?

If we put a dollar value on our time and base our decisions off of that we'd be able to make ourselves more productive and more likely to be time-efficient.

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312 reads

Having One Income Stream

Having One Income Stream

When we invest in ourselves and spend less time on entertainment and consumerism ideals, we can actually build a more stable career. 

With our free time we can start a side business, learn how to make money work for us instead of us working for money. By having multiple streams of income we'll feel more at ease because money doesn't control our lives.

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CURATED BY

lil_ww

"In fact, the confidence of the people is worth more than money." ~ Carter G. Woodson

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