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Earning lots of money to lead a better life in the future is one of the biggest mistakes many youngsters make, as once they get enrolled in a promotion/incentive mechanism, their focus becomes earning more and more.
We need to stop being too wired in just one direction and incorporate more time for social relationships, hobbies, fitness and sleep, but we seldom are that ‘time-smart’.
Though we have relatively more time due to technology, and the gig economy that outsources our food, laundry, commute and other stuff, we don’t use that time well. The smartphones in our pockets blur our work and personal life, making us time poor and with conflicting goals.
Example: Going to the zoo with the kids is less enjoyable with constant email notifications that pull us back to work.
Money is concrete, tangible and countable, with an added advantage of being more valuable in the future due to compounding. Time, on the other hand, is abstract and hard to count.
We are usually not able to imagine what we would do with a lot more time, and also mistakenly expect to have plenty of time in the future.
Just like money-based accounting, we need to account for our time, writing where we spent our day, and how nourishing and time-affluent the activities are.
Ironically, the amount of time we waste has increased, as useless activities like doom scrolling on social media or looking for the best deal on a shopping site fill up our day.
Even saved time and how much value it really has to be converted into money value to make people understand it better. Shifting our mindset from money to time makes us happier at a money value of USD 4400 per year.
People earning a per-hour rate feel the value of time, and that paradoxically makes time more scarce.
The Easterlin paradox explains the perplexing situation when our income is no longer an indication of our happiness. More money then starts to diminish happiness.
Happiness often eludes wealthy people as there are more problems, more comparisons and more keeping up with the Joneses.
The present world is full of uncertainty and instability even if one is employed, having money in the bank.
The constant anxiety to be productive persists in most people who would do second and third jobs to keep the money pipe from going dry.
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