Define What Your Emergency Fund Is For To Avoid Spending It Carelessly
Curated from: lifehacker.com
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Emergency fund
Having an emergency fund is commonly accepted (and good!) advice. When to spend it is addressed less often.
To make it simple to decide when to use it, define what it's for first.
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Define what your emergency fund is
Your first step is to figure out what counts as a true emergency.
Not all emergencies can be predicted, but many can. Car repairs, medical expenses, higher-than-normal bills. Even having a list of things that you can and cannot spend an emergency fund on can help you stay on track and avoid spending it when you shouldn't.
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