Learn more about moneyandinvestments with this collection
How to prioritize tasks effectively
How to manage your time efficiently
How to reduce stress and anxiety
Fixed Expenses
Expenses that stay the same from month to month, such as rent payments.
22
112 reads
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Total Monthly Income
The income from your job or other resources including investment dividends, pensions, Social Security benefits, rental income and more.
23
85 reads
Flexible Expenses
Expenses that change from month to month, such as how much you spend on utilities.
22
94 reads
Disposable Income
The money you have left over after you subtract your income taxes from your income.
23
102 reads
Budgeting
Acknowledging areas where you are overspending can be an eye-opening experience. Creating a budget and sticking to it can help you save and reach your short- and long-term financial goals. This is not a one-time exercise.
Revisit and rework your budget if you have a financ...
24
275 reads
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Deepstash Content Curator 📖 Collecting good reads that brings value in my life ✨ instagram.com/sheenaweee
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Budgeting your money is the cornerstone of a sound financial plan, and seeing all the numbers in black and white can offer valuable perspective on where your mone...
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Cut back on your expenses
Cut back on your three biggest expenses.
- Housing: The easiest way to do this is by house hacking, where you rent or buy a 2 or 3 bedroom apartment and rent out the extra rooms to offset or make money on your rent or mortgage.
- Transportation:...
Allocating expenses
The most common buckets are:
- Expenses, or your needs: housing, food, transportation, clothing, insurance, childcare, etc.
- Debt - monthly debt obligations: personal loan, student loan, auto loan, and credit card payments etc.
- Savings, including fund...
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