Budgeting Basics - Deepstash
Budgeting Basics

Budgeting Basics

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Budgeting Basics

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Budgeting

Acknowledging areas where you are overspending can be an eye-opening experience. Creating a budget and sticking to it can help you save and reach your short- and long-term financial goals. This is not a one-time exercise.

Revisit and rework your budget if you have a financial windfall or setback so it reflects your current situation.

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Fixed Expenses

Expenses that stay the same from month to month, such as rent payments.

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Flexible Expenses

Expenses that change from month to month, such as how much you spend on utilities.

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Total Expenses

The combined amount of your fixed and flexible expenses.

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Total Monthly Income

The income from your job or other resources including investment dividends, pensions, Social Security benefits, rental income and more.

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Disposable Income

The money you have left over after you subtract your income taxes from your income.

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NATALIE PACE

"A debt problem is, at its core, a budgeting problem."

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