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Acknowledging areas where you are overspending can be an eye-opening experience. Creating a budget and sticking to it can help you save and reach your short- and long-term financial goals. This is not a one-time exercise.
Revisit and rework your budget if you have a financial windfall or setback so it reflects your current situation.
25
280 reads
Expenses that change from month to month, such as how much you spend on utilities.
23
98 reads
The income from your job or other resources including investment dividends, pensions, Social Security benefits, rental income and more.
24
90 reads
The money you have left over after you subtract your income taxes from your income.
24
106 reads
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