Just like a checking or savings account at a bank, you can make deposits into and take withdrawals from your PBA.PBA deposits :<ul><li>Keep promises to yourself </li><li>Do small acts of kindness</li><li>Be gentle with yourself</li><li>Magnify your talents</li></ul>On the contrary, PBA withdrawals can be like:<ul><li>Break personal promise</li><li>Keep to yourself</li><li>Beat yourself up</li><li>Bury your talents</li></ul>

The Personal Bank Account (PBA)

What do we live for, if it is not to make life less difficult for each other?

Habits are things we do repeatedly.But most of the time we're hardly aware that we even have them.Depending on what they are, our habits will either make us or break us. Luckily,you are stronger than your habits.You can change them.

What Exactly Habits Are!

"So be sure when you step with care and great tact and remember that life's a great balancing act.And will you succeed? Yes,you will,indeed! "

RBA represents the amount of trust and confidence you have in each of your relationships.Like the PBA (personal bank account) you can make deposits and improve the relationship or take withdrawals and weaken it.Some deposits are: keeping promises, Being loyal to everyone, saying you are sorry when needed. On the other hand, withdrawals are the opposites of these ; such as: breaking promises, gossiping about others, talking too much, being arrogant etc.

The Relationship Bank Account(RBA)

There are 4 types of attitude towards life:<ol><li>Win-Lose: Having this, a person tries to use others for own selfish perposes. He or she gets jealous of other's success.</li><li>Lose-Win: With this, one can be used by others. Thus, he or she can lose self-respect and confidence.</li><li>Lose-Lose: It says, "If I'm going down, then you are going down with me too.</li><li>Win-Win : It's a belief that everyone can win. You can achieve this by not comparing with others. Just enjoy differences and work together. Both of you can win.</li></ol>

Habit:4 Think Win-Win

You can usually tell what your paradigm is by asking yourself a few questions like :<ul><li>What is the driving force of my life?</li><li>What do I spend my time thinking about ?</li><li>Who or what are my obsessions?</li></ul>Whatever's most important to you will become your paradigm, your glasses, or your lIfe center. And Principle-Centered life is The Real Thing. Like, honesty is a principle, hard work is a principle. A principle centered life is the most stable , unshakable foundation you can build upon.

Paradigms About Life

People won't express their soft centers unless they feel genuine love and understanding.Once they feel it, they will tell you more than you may want to hear.So, when someone is speaking try to understand first.Don't pretend you are listening, don't judge the speaker from your self-centered view, don't try to advise without understanding everything first. Try to listen with genuine interest and care.

Habit:5 Seek first to understand, then to be understood

It means regularly renewing the four dimensions of your life- physical,mental,emotional and spiritual. You have to balance all these dimensions.For instance : doing exercise will benefit both your body and mind. Journaling, reading books, meditation or prayer can also heal you mentally and spiritually.

Habit:7 Sharpen the saw

A paradigm is the way you see something; it's your point of view, frame of reference, or belief. Paradigms are like glasses. Sometimes our paradigms are way off the mark, and as a result, they can create limitations in our life.For instance: if you believe you're weak in maths, that very belief will make you really weak though you have potentials .

Paradigms

Think about the crossroads of your life.Think about friends, school/college,works etc.Then ask yourself: who's controlling these?If you don't control,someone else will control your life.So, at first set your missions or goals of life.Then try your best to achieve those. For this, you have to turn your weaknesses ito strengths.Thus you can make your life extraordinary.

Habit:2 Begin With The End In Mind

<ul><li>Proactive people use their power tools: self-awareness,conscience,imagination and willpower.</li><li>Proactive people make choices based on values. They think before they act.</li><li>They use 'Proactive language' like, instead of saying" I can't, they say, " there's gotta be a way."</li><li>Take responsibility for their choices.</li><li>Can brush things off without getting offended. </li><li>They take initiative to make it happen.</li></ul>

Habit:1 Be Proactive 

It's all about learning to prioritize and manage your time so that your first things come first,not last. Putting first things first can also help you learn to overcome your fears and be strong. For this:<ul><li>Get a planner and plan weekly.</li><li>Come out from your comfort zone.Remember, the risk of riskless living is the greatest risk of all.</li><li>Never let your fears make your decisions.</li><li>Be strong in hard moments. 'Cause winning means rising each time you fall.</li><li>Try to handle peer pressure.</li><li>Do the things which will lead you to your goals even it's disgusting, super-boring; such as , studying for test.</li></ul>

Habit:3  Put first things first

"Alone we can do so little,together we can do so much." -Helen KellerSynergy doesn’t just happen. It’s a process. You have to get there. And the foundation of getting there is this: Learn to celebrate differences.

Habit:6 Synergize

Explores the adolescent years and draws on extensive research to offer teens practical ways to cope with such important issues as peers, parents, relationships, school choices, and the future.

books

Books

Over 3 million copies sold. Adapted from the New York Times bestseller The 7 Habits of Highly Effective People, The 7 Habits of Highly Effective Teens is the ultimate teenage success guide—now updated for the digital age. Imagine you had a roadmap—a step-by-step guide to help you get from where you are now, to where you want to be in the future. Your goals, your dreams, your plans…they’re all within reach. You just need the tools to help you get there. That’s what Sean Covey’s landmark book, The 7 Habits of Highly Effective Teens, has been to millions of teens: a handbook to self-esteem and success. Now updated for the digital age, this classic book applies the timeless principles of 7 Habits to the tough issues and life-changing decisions teens face. Covey provides a simple approach to help teens improve self-image, build friendships, resist peer pressure, achieve their goals, and appreciate their parents, as well as tackle the new challenges of our time, like cyberbullying and social media. In addition, this book is stuffed with cartoons, clever ideas, great quotes, and incredible stories about real teens from all over the world. Endorsed by high-achievers such as former 49ers quarterback Steve Young and 28-time Olympic medalist Michael Phelps, The 7 Habits of Highly Effective Teens has become the last word on surviving and thriving as a teen.

Sean Covey was the starting quarterback for Brigham Young University during the 1987 and 1988 seasons. He was benched due to an ankle sprain. Following his college football career wrote a book called The 7 Habits of Highly Effective Teens. It is a book based on the principles of The Seven Habits of Highly Effective People, which was written by his father, Stephen R. Covey, but directed towards the life of a teen. A more recent book he has written is The 6 Most Important Decisions You Will Ever Make. The book directs the six big choices teenagers will make in their teenage years. The six decisions are: School, Friends, Parents, Dating and Sex, Addictions, and Self Worth.

The Relationship Bank Account(RBA)

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The Personal Bank Account (PBA)