Learn more about moneyandinvestments with this collection
Effective communication
Persuasion techniques
Closing a sale
Unnecessary Bank Fees
If you don't know what fees your accounts are subject to, spend a few minutes finding out.
Examine the rules governing your checking and savings accounts. Consider consolidating bank accounts to avoid unnecessary fees.
295
1.18K reads
MORE IDEAS ON THIS
Annual Credit Card Fees
Most people should not be paying annual credit card fees.
A host of Visa, MasterCard and Discover cards have no annual fee, yet many people pay $100 or more a year for the privilege of holding a premium credit card.
275
1.45K reads
Cell Phone Plans
Using a cell phone plan that does not suit your needs, or paying for extra services that you do not use can be costing you money each month.
Compare and determine which plan provides the most value based on your needs. Get rid of the extra features like ...
332
1.16K reads
Convenience Stores
Convenience stores add a huge markup because they don't purchase food in large quantities. They make you pay more for the convenience they provide.
Unless it's an emergency situation, avoid shopping at convenience stores.
379
2.28K reads
Magazines
If you like to pick up your favorite magazine from the local store, consider getting an annual subscription.
The cost of a couple of issues at the newsstand is enough to cover the entire annual subscription.
259
1.22K reads
Soft Drinks at Restaurants
Soft drinks have one of the highest markups of any restaurant item and thus provide lower value for your money.
Dine out, but consider to rather opt for water.
340
1.46K reads
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Other curated ideas on this topic:
How to Prepare for Rainy (Financial) Days
- Make savings part of your monthly budget.
- Keep your savings out of your checking account, as it may prevent you from spending it.
- Open a savings account at a different bank than where you have your checking account so it won’t be too easy transferring be...
Common Recurring Expenses
- Financial fees. Consider negotiating them with your banker or changing banks.
- Interest for short-term debt. If you cannot avoid it completely, then use a bank that charges less interest.
- Stocks brokerage account fees. Usually comes as monthly account fee...
Myth: Leave Extra Cash in Checking
Leaving money in your checking account might make you spend more than you planned, simply because the money is available. The money in your checking is also not earning any return.
Instead, lessen the temptation. Try budgeting carefully enough and transfer the extr...
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