Unnecessary Bank Fees - Deepstash

Unnecessary Bank Fees

If you don't know what fees your accounts are subject to, spend a few minutes finding out. 

Examine the rules governing your checking and savings accounts. Consider consolidating bank accounts to avoid unnecessary fees. 

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MORE IDEAS FROM Top 6 Mindless Money Wasters

Using a cell phone plan that does not suit your needs, or paying for extra services that you do not use can be costing you money each month.

Compare and determine which plan provides the most value based on your needs. Get rid of the extra features like text messaging and mobile internet if you are not using them.

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Most people should not be paying annual credit card fees.

A host of Visa, MasterCard and Discover cards have no annual fee, yet many people pay $100 or more a year for the privilege of holding a premium credit card. 

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If you like to pick up your favorite magazine from the local store, consider getting an annual subscription. 

The cost of a couple of issues at the newsstand is enough to cover the entire annual subscription. 

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Soft Drinks at Restaurants

Soft drinks have one of the highest markups of any restaurant item and thus provide lower value for your money.

Dine out, but consider to rather opt for water.

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Convenience Stores

Convenience stores add a huge markup because they don't purchase food in large quantities. They make you pay more for the convenience they provide. 

Unless it's an emergency situation, avoid shopping at convenience stores.

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RELATED IDEA

1. Take surveys online

2. Become a freelancer

3. Invest with a robo-advisor

4. Invest in real estate

5. Invest with a broker

6. Become a virtual assistant

7. Sell or rent your belongings

8. Get a cash back credit card

9. Install Money-Making apps

10. Create a blog

11. Open online savings account

12. Start a podcast 

13. Create Courses and sell 

14. Start YT channel

15. Write an E-book

16 Sell pictures (on unsplash etc)

17 Become a graphic designer

18 File your taxes online

19 Shop Online (sales and more)

20 Unsub from online services that you don't use

21. Sub to a food delivery service 

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The Birth Of The Credit Card
  • The concept of a multiple-establishment credit card came in the mind of Frank X. McNamara in 1949, when he had forgotten his wallet and was unable to pay for his dinner at a fancy restaurant, where he was dining with his relatives.
  • Store-specific credit accounts were used at that time, but a single credit card capable of handling all merchant establishments, and involving a middleman company, was never thought of before.

McNamara founded The Diners Club, the first credit card company, in 1950.

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Save On Transport Without a Car

You’ll save far more if you don’t buy a car or sell it if you already own one but can go without it.

If you can use public transportation, you can save quite a bit of money on gas, parking, and maintenance over time. 

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