11. Choose how you want to treat yourself
With all the things that you contantly do for others, don’t forget that it is you who has the greatest part to play in your life and hence you deserve to treat yourself.
At the beginning of the month choose how you would like to give yourself a treat. Maybe it is buying something you have been wanting to buy, going out to your favourite restaurant, enjoying a nice spa or anything as such.
For this, keep atleast 10% of income for your fun expenses and you can use this to treat yourself and doing whatever you wish guilt free or without any worries of overspending.
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