When Banks Have You, They Have You - Deepstash
Upskilling: Preparing For The Future

Learn more about moneyandinvestments with this collection

Identifying the skills needed for the future

Developing a growth mindset

Creating a culture of continuous learning

Upskilling: Preparing For The Future

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When Banks Have You, They Have You

When Banks Have You, They Have You

  • Banking fees are associated with access to the payments system and all of the products and services that come along with that.
  • Some people in the banking industry say that measures such as overdraft fees are meant to deter customers from overspending.
  • In the past, banks have used overdraft protections (and fees) in their marketing to try to entice customers.
  • These are businesses, not governments, and it's not clear that banks should be in the business of trying to police behaviours through fees.
  • Overdraft fees are almost pure profit.


306 reads


The Alternative: Postal Banking

The Alternative: Postal Banking

Experts have advocated for postal banking, which would essentially turn the US Postal Service into a place that would also offer basic banking services


221 reads

Spending Money To Access Your Own Money

Spending Money To Access Your Own Money

  • Banks are in the business of making money, even if that means charging you to deal with money that's yours.
  • The concern is that consumers aren't able to effectively comparison shop because of practices such as drip pricing or hidden pricing that hide actual costs.
  • There's onl...


451 reads




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Related Collections


Depositing to an Offshore Bank Account

Depositing to an Offshore Bank Account

Offshore bank accounts are mostly funded electronically through international wire transfers. The systems that enable free electronic transfers common in domestic banking are typically not able to transfer money internationally.

The toll recurring nightmares can have on you

The toll recurring nightmares can have on you

These are just a few difficulties you might experience as a result of recurrent nightmares.

  • Link to suicide: A 2014 study found a link between recurring nightmares and suicide in war veterans. And a 2017 study found nightmares are associated with non-...


It’s hard to disrupt the industry that pays your bills. People are taught a way of doing things, and companies pride themselves on their systems and processes, all codified in lengthy and monolithic manuals. “Reputation” and “experience” allow certain businesses to charge insanely high fees or pr...

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