Save a percentage of each paycheck

Consider where you find yourself as each phase requires a different strategy.

1. From nothing to something. This is where you live from paycheck to paycheck without any savings. Try to build a financial buffer of at least one month of expenses.
2. Gainin...

• Make a list of all the reasons you want to live more simply.
• Walk through your home with a box and fill it with duplicates. Fill the box & put it out of sight for 30 days.
• Declare a clutter-free zone and use it as inspiration to li...

• The traditional budget starts with tracking expenses, getting rid of debt, and then building an emergency fund.
• But you can speed up the process by building a partial emergency fund. It will act as a buffer to replace the use of a credit card for e...