You need an app to create a UPI ID and begin transacting. One of the apps that you can use is the BHIM app.
BHIM offers rudimentary UPI services ideal for people with very basic needs. BHIM has numerous benefits for both customers as well as merchants:
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India retains the top spot with 25.5 bn real-time payments transactions, followed by China with 15.7 bn transactions. We are using these Services in our daily life.
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