<ul><li>Crypto is a volatile and unregulated market that is a prime target for scammers and hackers</li><li>If you don't understand how it works, don't get involved in it</li><li>Many people are getting scammed through some of the oldest tricks</li><li>It's easy enough to lose money in "legitimate" crypto investments</li></ul>

Avoid Crypto

<p>Overpayment scams - when someone sends you more money than you were expecting and then asks you to give them back the difference - have stood the test of time. Payment apps have made it even easier.</p><p>If you're the recipient of extra or unexpected funds, don’t just send the money back to wherever it came from, even if the sender gives you a convincing sob story for why you should. The best thing to do is contact the payment app and deal with the matter through them.</p>

Overpayment Scams: Sending You More Money To Bank Rob You

<ul><li>Always check where a link is taking you before clicking on it.</li><li>Only go to websites you trust.</li><li>Don't enter any of your sensitive information - like your credit card, social security number, or your password - on a site if you are not absolutely sure it is what you think it is.</li></ul>

Check The Link

<ul><li>In almost every case, a legitimate message doesn't need you to respond within the next 30 seconds.</li><li>Take that 30 seconds to calm down and think before you click anything.</li><li>Scammers know that emotions make their job easier - which is why so many scams start with urgent messages asking you to do something immediately..</li></ul>

Scammers Create Urgency

<ul><li>Scammers prey on our biggest fears and strongest desires</li><li>They get better all the time, so it's worth your time to learn how to recognize their tactics.</li><li>The mediums scammers use may change, but many of the underlying strategies stay the same - which means the recommendations for how to protect yourself from them do too.</li></ul>

Scammers Get Smarter

<ul><li>90 percent of cyberattacks are the result of successful phishing schemes</li><li>A hacker tricks victims into thinking they’re a trusted or known source to give their sensitive information</li><li>Use an authenticator app or two-factor authentication for your important accounts like primary email.</li><li>Scammers love to use social media to find victims</li></ul>

Don't Give Out Your Password

<ul><li>If you get a message or call you weren't expecting and don't know, the best thing to do is ignore it.</li><li>Even what appears to be a perfectly innocent wrong number text could be something more insidious.</li><li>Block the number and move on with your life.</li></ul>

Do Not Engage, Just Ignore

<ul><li>One way to avoid getting scammed is to preemptively protect your accounts from your mistakes as much as possible.</li><li>Set up two-factor authentication and use different passwords via a password manager.</li><li>You can lock things down even more by using hardware authenticators and anti-malware software.</li><li>At a certain point, your security measures might feel like more trouble than they're worth. It is a small price to pay, than to lose your earnings online in a split second.</li></ul>