#22. Smile at the mirror.🙂

Write everything down.

Put things on a calendar.

Create a to-do list.

Use a notes app.

We overestimate our ability to remember things!

Whenever given a task, even if an order, always check for the deadline.

very often we have a different definition of urgency in our mind.

Create a WA group with you and your best friend. 

Delete the best friend.

Now the group has only you.

Pin the group to the top.

Use this group for sharing thoughts, capturing images, voice notes to yourself, whatever you want it to be!

When drafting a message or email, or replying to one, when saying hello or replying to their hello, say out people's names. You will never forget it then. 

And they will feel loved!

This will maintain eye contact without you feeling awkward.

While making them feel heard.

When you teach something, your own understanding of what you are teaching gets better.

If your interest rate reduces, do not lower the EMI. Lower the tenure of the loan.

If you find a cheaper interest rate, opt for it.

Do whatever you can, to save on interest paid!

Whenever angry, write down all that you are feeling. Record your voice, if writing is hard.

Give your emotions an outlet.

And then don't destroy them.

Our mind gets distracted.

Give it some space.

Follow the Pomodoro technique.

25 min of work.

5 min break

Repeat

After 2-4 of such pomodoros, take a longer 20 min break.

Carry a bottle with you, wherever you go.

Ask for regular water at restaurants(that is what they are cooking your food in, as well)

Unfollow those who make you laugh at other people's expense, those who make you feel jealous, though you make yourself feel ugly or incapable, those who spread hatred and anger.

You are the 5 ideas you spend the most time with.

It will be way cheaper.

You will get covered for much longer.

Every birthday, write down 2-3 predictions for yourself, for the next year.

And then next birthday, go through them.

Over 3-5 years you will be amazed at how inaccurate your predictions were!

When you desire a big purchase, do not buy it right away. Give yourself 30 days and ask yourself if you still want it just as much as you did earlier.

If you do, go for it.

Chances are you won't.

When out, if you see somebody who needs help, helps them.

Helping those you do not know, makes you feel good about yourself. You know you have nothing to gain from it.

It could be a task, a prediction, or a thought. Compose the email and schedule send it for sometime else.

It is joyful when we have forgotten about something and then hear from our own selves.

Protect the time limits by a passcode. Let your family/friends decide on the passcode and not share it with you.

When time is up, it is up!

News will convince you the world is falling apart while making you feel guilty for not doing anything about it.

The day you get your monthly salary, auto-transfer at least 20% of that to the investment bank account.

You have to manage with the rest. Go figure!

Your 25-year loan will now be paid in 13 years!

Pursue it through a side gig.

Let it through a side gig.

Let it give you joy.

Get really good at it.

Take your time.

The day your side income replaces your main income, quit your job!

They offer 30-45 days of free credit.

They give you credit rewards points. 

They help you with your credit rating.

However, always, ALWAYS pay the bill in full.

Every day, before going to bed, write down something that you are grateful for.

Anything at all. Place it in the jar.

In moments of weakness, go through the notes.