Learn more about moneyandinvestments with this collection
Seeking support from others
Identifying the symptoms of burnout
Learning to say no
Plan For Some Fun
A budget isn't about restrictions or a speed breaker to your freedom, but a way to plan for your freedom and fun, responsibly.
When you have every aspect of your financial life and goals planned out, you do not feel guilty having a little fun, and the fun budget is your permission to spend.
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Fun Money
In a 'zero-based' budget, where we are putting every dollar to work for us, we have to put aside some 'fun money', a budget line for our fun activities, like a fancy cappuccino or the new shoes we desire.
Fun Money is not an excuse to be wasteful but a way to stick to your budget.
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Your Fun Mileage May Vary
Each one of us has different levels of income, debt, and savings goals.
If one is new to budgeting and has limited resources, it is prudent to keep the fun money to a bare minimum. It is also fun to stretch your dollars, getting more for less, using creative ways. For instance, you can buy...
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IDEAS CURATED BY
Total food specialist. Friendly webaholic. Coffee fan. Proud analyst. Tv expert. Explorer. Travel nerd. Incurable beer advocate.
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Financial personality
We all spend, save, and invest differently. That’s because we’re all inherently different people with different personalities.
Knowing your financial personality can help you make a plan to spend more responsibly and come up with a budget that works for you.
Plan it Out
Give yourself time to plan it out and accept that your financial goals are long-term strategies. Don't put your trust in luck.
Those with financial freedom are patient, persistent, and farsighted. They discipline themselves to save and accumulate money over many years.
A Monthly Budget For Your Money
No matter how little or how much money you earn, creating a monthly budget is one of the most important aspects of managing your finances. What gets measured gets managed.
Having a budget doesn't stop you from spending money the way you want it to, but works like a partne...
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