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Use Smart Hacks
There are plenty of financial and budgeting tools and apps that can help us manage our funds, keep track of our expenses, and trigger us when we are off-track.
Simple hacks like carrying a debit card or cash instead of a credit card, or deleting our card details from shopping sites can help us avoid spending impulsively.
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- Use tools like financial books, podcasts, and online savings groups.
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- Cultivate a healthier attitude and the right mindset towards your finances.
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- Being honest with our loved ones about our financial frugality frees us from an additional burden of making excuses and also makes them support our bud...
Over time, I've learned that embracing a thriftier lifestyle and learning more about financial literacy benefits not just me but my greater community. In simpler living, I've been able to reduce clutter and be more environmentally friendly and less wasteful. Shopping thrift stores and consignment...
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- They live in homes just large enough for their needs and drive used cars.
- They have affordable interests.
- They don’t worry about having the highest credit score possible as they have enough saved to skip loans and make large purchases with cash.
- W...
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Whether it is about your money or a person you are not fond of, avoidance is the key to a life without unpleasant events.
Every now and then individuals feel the need to avoid checking their accounts, so they could sleep better and feel less stressed.
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Budget for the life you have. When you’re going through your budget and assigning spending categories, be realistic.
Don’t tell yourself you’ll never buy a single discretionary item, because you’re setting yourself up for failure. Give yourself some breathing room.
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