Carrying debt is as appealing as being covered with leeches and has much the same effect.
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Money doesn't buy happiness - it buys freedom.
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There is so much power in our reality-creating mind that the mere thought of taking medicine can work wonders with the body, so much that fake medicine (sugar pills) are as effective as any real medicine, something known as the Placebo Effect.
The same effect is evident with being optimisti...
Pay down your high-interest debt as quickly as possible.
While some types of low-interest or tax-deductible debt can help you along the way, high-interest debt rarely has a good purpose.
The trickiest form of debt, which is literally bleeding our finances, is the credit card debt. Make sure you know what the interest rate being charged is. Know that a 2% interest rate per month is actually 24% per annum.
If you stay out of debt by paying the total due on t...
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