Disrupting the time-money relationship

Pessimism is defined as the anticipation of good or bad things to happen in the future, while optimism is generally considered the opposite. Optimism can be defined as the individual difference variable reflecting the extent of which we hold positive expectancies for the upcoming event.

The ways in which we think affects our health, well-being and success, even though the situations are the same.

• A positive impact on many aspects of physical and mental health.
• Provides motivation to work harder.
• Greater career success in life.

If you find yourself posting a lot, ask what specifically you're seeking and if there are other ways that would leave you feeling better.

It's worthwhile to consider what you are posting to the world. Posting stories, tweeting, and messaging lead to back-and-forth responses that glues you to your feeds.

Even if you love a good text conversation, it might mean that you are more online than you otherwise might be.

One solution is to treat your phone like a phone. If you feel uncomfortable phoning, consider informing your friends that you will start calling more often, so they don't assume the worst when they hear your voice.

You need to find out just where your time is going currently. You can use a pen and paper, a spreadsheet, or an app to visualize where you spend most of the hours in your day.

• Block your time for specific types of work, not individual tasks.
• Block your time for core work like coding, designing or writing, for shallow work like daily tasks and maintenance, for meetings and emails, and fill it with frequent breaks to replenish yourself.
• Give yourself space between blocks so that you can decompress and keep your energy levels high.

There is no such thing as the key to success.

However, being ambitious, lucky and persistent can really work. While nothing guarantees success, finding what you like and trying to become good at it are definitely important steps in that direction.

There is a certain temptation we all feel when it comes to other people's success: check out exactly how they made it u to this level.

Nevertheless, this is not really the appropriate approach, as each individual has its own path in life: so better focus on your goal and how you plan to achieve it.

Banks don’t like to give away their money. That mindset is reflected in the interest rates of checking and savings accounts of 0,5% and 0.9% avg. annual interest respectively.

When you deposit your money in the bank, the bank turns around and invests that money at 7% a year or more. After they collect their profit, they give a tiny shaving of it to you.

• Your portfolio reflects your long-term wealth building investment strategy – not the short term. It includes everything you own. Your retirement accounts, your investment accounts, even your home are types of investments.
• Diversification is a way to describe owning multiple types of investment assets. Diversification is smart because you both protect yourself from failure and position yourself to take advantage of multiple robust methods for building wealth.

Psychological resilience is not about fake positivity and takes its power from our negative feelings. It makes our anger, sadness, failure and self-loathing into something useful and productive.

When we become sufficiently resilient, we are unstoppable and limitless.

Our focus on the self has made us fearful and overwhelmed, especially in times of crisis. Part of our anxiety is the constant focus on oneself. Even if we do focus on others, it is only to judge them about how they feel about us, and what they think about us.

If instead of our inner selfishness, we find a greater cause to endure the crisis or risk, some deeper purpose or mission that eclipses our ego, then the crisis is taken care of.

The most important emotions about money to become aware of are fear, guilt, and shame. Without awareness, these emotions will interfere with your rational thinking.

• Common fears include fear of having too little money, fear of looking foolish, fear of causing envy.
• Guilt is about feeling bad about a negative impact you've had on others. You may feel guilty because you have more than your friends, or are not charitable.
• Shame is feeling troubled when you don't live up to your own values. Shame related to money involves feelings of not having enough money, avoiding thinking about finances, avoiding doing what you're supposed to do with your finances, feeling ignorant, and overspending.

Other emotions that influence your handling of money include envy, greed, and over-excitement.

Mental health problems can have a significant effect on your finances.

• Excessive use of alcohol leads to poor judgment and inattentiveness to finances.
• Depression can cause a loss of employment. People with depression also lack energy and a sense of purpose.
• People with a mild expression of bipolar disorder can experience states with increased energy, decreased inhibitions, exciting plans, and are overstimulated to spend.
• Adults with ADHD/ADD have the ability to pay intense attention to tasks that really interest them while screening out the tedious or mundane.