Learn more about moneyandinvestments with this collection
Identifying and eliminating unnecessary expenses
How to negotiate better deals
Understanding the importance of saving
The bulk of your budget is made up of necessities like rent, phone and internet bills, insurance, etc. If you can lower your monthly expenses, you can save a lot for unplanned events.
513
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MORE IDEAS ON THIS
Financial professionals will advise you to cut out expensive nights out. In truth, you will have night's out, even when you're dirt poor.
To incorporate unplanned entertainment, set aside an amount each month. Be realistic. You can open another savings account for...
455
2.49K reads
There are many great budgeting apps. However, apps can be frustrating and boring to use, or we may just get lazy.
Sometimes a pen and paper work best because it gives you a hand in your budget. With this method, you can also change your budget when you need to include extr...
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There are a couple of paths you can take to pay off your high-interest debt when you're on a tight budget.
476
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CURATED FROM
"In fact, the confidence of the people is worth more than money." ~ Carter G. Woodson
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Create a plan for your money so you know where it's going every month.
A popular and effective way to budget is with the 50/30/20 rule, where 50% of your income goes towards necessities (bills, food, housing, etc.), 20% of your income goes towards savings a...
Budgeting your money is the cornerstone of a sound financial plan, and seeing all the numbers in black and white can offer valuable perspective on where your mone...
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