Budgets and holiday celebrations - Deepstash

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How to Get Through the Holidays Without Going Broke

Budgets and holiday celebrations

Budgets and holiday celebrations

The holidays are usually filled with joy, celebration and the giving of gifts.

Having a financial plan in place will enable you to be less stressed and get through the holidays with your finances intact.

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Myth: Shop Early for the Best Deals
Myth: Shop Early for the Best Deals

While early holiday shopping can snag you discounts and the best selection, you are most likely to get the best deal just before holiday shopping.

Retailers need to move h...

Myth: Buy Coupons for Huge Discounts

Coupons are sold in lots to allow couponers to stock up on the best deals.

While coupons are great to save money, it does not make sense to spend on coupons in order to save. Coupons vary greatly by geographic location and store, and may not apply to your geographic area. Instead of buying coupons, get the Sunday paper for better ads, download an app or keep a coupon binder to stash extras.

Myth: Always Buy in Bulk

It makes sense to stock up on non-perishable items such as soap and canned goods.

However, buying wholesale perishable items like fruit and milk might mean it goes to waste if you can't consume it before the expiration date.

Why Black Friday Is So Popular
Why Black Friday Is So Popular

Black Friday is the conventional starting day for the holiday shopping season.

Historically, it’s also been the best day to find great deals on the year’s hottest toys, gam...

The 20th Century: The Parade of Sponsors
  • In the middle of the 20th century, Thanksgiving parades drew crowds in most major cities and in some of the smaller towns too. Many were sponsored by local or national retailers. Back in the day, that meant mostly department stores.
  • By attaching their names to the most visible events on the preholiday calendar, department stores reminded their customers that they were open for business in the coming holiday shopping season.
  • Over time, Thanksgiving parades came to mark the unofficial start of that season.
The Modern Holiday Shopping Calendar
  • Thanksgiving fell on the last Thursday of November since 1863 until 1939, when President Franklin D. Roosevelt moved Thanksgiving to the fourth Thursday of November (starting with 1941), influenced by the request of a powerful coalition of retailers.
  • When Thanksgiving fell on November 30, it left only 24 holiday shopping days and this worried retailers who reasoned that busy holiday shoppers would simply shop less in a shorter season.
  • They promoted the idea that a longer holiday shopping season would be good for the American economy.
Remember what’s essential about holidays
Do you care deeply about your religion? Do you care most about spending time with your loved ones? Maybe certain traditions matter tremendously to you. Maybe you love the feeling of giving (of which, ...
Start to let go of the non-essential
Talk to others about letting go of the traditions you don’t like. Yes, letting go can feel painful at times, but think of the downsides of the things you’re letting go. Think of the simplicity you’re creating. And feel the relief of relaxing around letting go.
Let’s let go of the myth that you have to spend to give:
  • Gift your family with some small experiences, such as caroling, baking, watching It’s a Wonderful Life;
  • Volunteer as a family at a homeless shelter.
  • Make meaningful gifts. A video of memories. A scrapbook.
  • Bake gifts.
  • Have an experience instead of giving material goods: do something fun together, go to the beach or a lake.
  • Give the gift of your expertise. Are you good at fixing cars? Teaching music? Teaching cooking? Magic tricks? Help or teach someone something you’re good at.