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Budgets and holiday celebrations
The holidays are usually filled with joy, celebration and the giving of gifts.
Having a financial plan in place will enable you to be less stressed and get through the holidays with your finances intact.
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Chat with your emotions
Our emotions are often more intense during the holiday season. Marketers are experts at using those feelings to make you buy things.
- Make a rule for yourself: If an ad on the internet suggests a product to you, don't buy it.
- Treat your emotions as if...
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Focus on experiential gifts
Experiences often stand out over possessions in our memories. You can explore a nearby park or nature center with your friends and family, ice skate, ski, visit a zoo, or any number of other activities.
Online, you can host a talent show or take a virtual craft course. T...
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Start a new tradition
For those who are able to see your family in person this holiday season, you can save money by doing a white elephant gift exchange instead of buying gifts.
Another fun activity is cooking a special meal or playing old fashioned charades.
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Create a holiday budget
Ask yourself what you think a realistic amount is to spend on gifts for yourself and others. It should be a number that you can realistically afford without dipping into your savings or creating credit card debt.
Then do your best to stick to your budget without getting ca...
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The Art Of Giving
The gift-giving ritual is not to be taken lightly and is extremely crucial to maintain social ties and create reciprocal actions filled with love and respect.
Even if the gift choices are pre-planned, the ritual of exchanging gifts has tremendous value and significance.
How to Get Money Motivated
- Draft a Financial Vision Board, it motivates and helps you to stay on track with your financial goals.
- Set specific financial goals stating the reason, the way, numbers and dates.
- Adopt a spending mantra, a phrase that ser...
Improving your financial IQ
It takes time to learn and improve your financial IQ, but it is certainly not that hard.
- Once you have a saving plan in place and your accounts open, you don't want to jump into investing as you risk making beginner mistakes.
- Teach yourself the fundamentals and visit website...
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