Banks don’t like to give away their money. That mindset is reflected in the interest rates of checking and savings accounts of 0,5% and 0.9% avg. annual interest respectively.

1. Productivity Growth: Equivalent to technology getting better, faster and us constantly learning from our mistakes. We will always be able to do more with less time and resources than we were able to in the past.
2. The Short-Term Debt Cycle is defined by...

1. Think Long-Term. It’s very rare for a sudden move in price to mean very much Things will balance out so be patient.
2. Always keep a few months expenses around in case something happens and invest the rest.
3.  Buy What You Believe In. If you do not know or und...

• A financial advisor’s compensation is rarely if ever tied to your success. The majority of their income is based upon the amount they get you to invest.
• You will pay a fee to your chosen fund plus a fee to the financial advisor.
• You Might Not Get The B...

• does not try and time the market – buy low and sell high,
• also does not try to beat the market, 
• just try and achieve average returns,
• realises that it does not involve a lot of work or stress and locks in a nice healthy return over the long term.

... is the trading of your money today for a lot more money in the future. It is a high yield over the long term.