5 Personal Finance Tips Most People Wish They'd Known When They Were Younger | My Money Coach
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2 Basic Rules Of Financial Decisions
- Carefully evaluate any financial decisions you plan to make.
- Ask for advice before finalizing your choices. Seek out people and sources you trust to help you.
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5 personal-finance tips for young people
- Start saving early to have a good start on building retirement savings before beginning a family and career.
- Understand that credit cards are not a safe net, using it may lead to debt.
- Buying life insurance when you’re young ensures you’ll get lower premiums and potentially avoid costs if it has a grandfathering clause.
- The cost of buying a car might mean you’ll have to delay buying a house. Look at your budget carefully and test drive additional payments for 6 months if you think you can do both.
- Plan how to avoid impulse spending to avoid debt and distress. Set a waiting period proportional to the price of what you want to buy. Anything worth having is worth waiting for.
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"In fact, the confidence of the people is worth more than money." ~ Carter G. Woodson
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