What to Do When You Can’t Afford Therapy - Deepstash
What to Do When You Can’t Afford Therapy

What to Do When You Can’t Afford Therapy

Curated from: psychcentral.com

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What to Do When You Can’t Afford Therapy

What to Do When You Can’t Afford Therapy

Financial limitations shouldn’t prevent anyone from finding help.

Checking in with your insurance company, asking for sliding-scale or reduced fees, or enlisting the help of a psychologist in training are choices that could help you fit therapy into your budget.

And while some options (like apps, self-help books, or podcasts) may not be a substitute for regular sessions with a mental health professional, there’s a lot you can do to improve your mental health.


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How To Make Therapy Affordable

How To Make Therapy Affordable

Finding therapy that fits your budget can be a challenge, but there are lower-cost options if you know where to look.

  • First, check your insurance. If you have insurance through your employer, your plan covers essential mental health services, including: psychotherapy, counseling, inpatient services.
  • Ask your therapist about sliding scale options, discounted rates, or shorter sessions.
  • Meet with a psychologist in training.
  • Look into community mental health centers.


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What If Therapy Is Absolutely Not In My Budget?

What If Therapy Is Absolutely Not In My Budget?

No-cost options are available:

  • Check if your employer has an Employee Assistance Program. An Employee Assistance Program (EAP) is a free benefits plan that some employers offer. It can include counseling for personal and/or work-life stressors. All discussions are confidential.
  • Look for local and online support groups. Nonprofits, volunteer, and local organizations offer many free support groups for grief, trauma, and addiction recovery.
  • Self-help books, meditation apps, and podcasts.


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