Budgeting

• Consider an All-Cash Diet, as limiting yourself to physical currency combats overspending.
• Set aside 1 minute a day to check on your financial transactions, to identify problems, track goal progress and set your spending tone.
• Allocate at least 20% of your in...

• Myth - I don't need to budget: A budget focus on identifying all the expenses that are likely to occur during the month, quarter, and year. A budget can identify costs that could be reduced or cut.
• Myth - I'm not good at math: Budgeting software on...

This becomes a problem when you’re spending for a life you can’t afford. It puts pressure on your budget and encourages you to live in a paycheck to paycheck cycle.

Assess your financial situation, cut back on your expenses, prioritize your money goals, and then come up with a new sp...